1575 S Hart Dr, Tracy, CA 95391 Property Records

San Joaquin County property record for 1575 S Hart Dr, Tracy, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,093 sqft · built 2019
Lot Size	0.27 acres (11,761 sqft)
Owner	Trust Name on File
Last Sale	$881,500 (Dec 2019)
Tax Bill	$16,817 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-330-110-000`

Property Details

APN / Parcel Number

Primary APN	`262-330-110-000`
Alternative APN	`262-330-11`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,093 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,761 sqft (0.27 acres)
Garage Area	643 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-330-11
Street Address	1575 S HART DR
City	TRACY
State	CA
Zip	95391-1488
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 20 MOUNTAIN HOUSE NEIGHBORHOOD C#9 TRACT 3656
Legal Subdivision	MOUNTAIN HOUSE NBRHD C UN
Legal Tract	3656
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2045
Census Tract	5223

Owner

1575 S Hart Dr is held in a trust since August 2020.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	1575 S HART DR, TRACY, CA 95391-1488
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 31, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 31, 2019	Grant Deed, Subdivision Related Transfer TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2019 · Amount on File
Deed Sale	Dec 31, 2019 · Amount on File
Deed Document Number	2019156103
Last Transfer Date	Aug 27, 2020
Transfer Doc	0000115296
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1575 S HART DR, MOUNTAIN HOUSE, CA 95391-1488
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 S HART DR, MOUNTAIN HOUSE, CA 95391-1488

Mortgage

Document Number	0000108714
Date	Jun 25, 2021
Instrument	2021-108714

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	1-Month LIBOR
Max Rate	7.12%

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 8, 2020
Property Address	1575 S HART DR, MOUNTAIN HOUSE, CA 95391-1488
Document Number	0000115296
Instrument Date	Aug 27, 2020
Instrument	115296
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1575 S HART DR MOUNTAIN HOUSE CA 953911488, MOUNTAIN HOUSE, CA 95391-1488

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 31, 2019
Property Address	1575 S HART DR, MOUNTAIN HOUSE, CA 95391-1488
Document Number	0000156104
Instrument Date	Dec 31, 2019
Instrument	156104
Transaction Type	Transfer
Record Updated	Jan 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1575 S HART DR MOUNTAIN HOUSE CA 953911488, MOUNTAIN HOUSE, CA 95391-1488

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 31, 2019
Property Address	1575 S HART DR, MOUNTAIN HOUSE, CA 95391-1488
Document Number	0000156103
Instrument Date	Dec 5, 2019
Instrument	156103
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.65
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1575 S HART DR TRACY CA 953911488, TRACY, CA 95391-1488

Mortgage

Document Number	156105
Date	Dec 31, 2019
Instrument	156105

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

The 2026 property tax bill for 1575 S Hart Dr was $16,817, up 12.5% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,817.00 (+12.47%)
2025	$14,952.00	$963,959 Land $300,751 Building $663,208
2023	$14,305.00 (+2.12%)	$926,528 Land $289,073 Building $637,455	$1,289,340
2022	$14,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1575 S Hart Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1575 S Hart Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 41% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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