Rowan County property record for 1575 River Rd, Richfield, NC 28137 · Last verified October 2023
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 1,792 sqft · built 2018 |
| Lot Size | 4.86 acres (211,702 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2018) |
| Tax Bill | $1,916 (2023) |
| Deeds & Mortgages | Mar 2020 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 515 019 |
| Primary APN | 515 019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 211,702 sqft (4.86 acres) |
| Storage Building | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 707581 |
|---|---|
| Old Parcel Number | 515 019 |
| Street Address | 1575 RIVER RD |
| City | RICHFIELD |
| State | NC |
| Zip | 28137-9742 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | 4.86AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | MORGAN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 50904 |
Source: Rowan County records · APN 515 019
Assessment roll updated January 1, 2023 · Last verified October 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1575 RIVER RD, RICHFIELD, NC 28137-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Oct 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 28, 2018 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 18, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on Record |
| Deed Sale | Nov 28, 2018 · Amount on Record |
| Prior Sale | Jun 18, 2018 · Amount on Record |
| Deed Document Number | 0001319430 |
| Deed Book / Page | 1319 / 430 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1575 RIVER RD, RICHFIELD, NC 28137-9742 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013440865 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 1344/865 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 1575 RIVER RD, RICHFIELD, NC 28137-9742 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0013870480 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 1387/480 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 28, 2018 |
| Property Address | 1575 RIVER RD, RICHFIELD, NC 28137-9742 |
| Document Number | 0013190430 |
| Book / Page | 1319 / 0430 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 CLAYTON RD, 5000, MARYVILLE, TN 37804-5550 |
| Name | Verified Name |
|---|---|
| Address | 1575 RIVER RD, RICHFIELD, NC 28137-9742 |
| Document Number | 0013190431 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 1319/0431 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jun 18, 2018 |
| Property Address | 1575 RIVER RD, RICHFIELD, NC 28137-9742 |
| Document Number | 0013110107 |
| Book / Page | 001311 / 000107 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $64.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5000 CLAYTON RD MARYVILLE TN 378045550, MARYVILLE, TN 37804-5550 |
| Investor | Possibly a Property Investor |
Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,916.00 | $285,973 Land $70,256 Building $215,717 | $285,973 Land $70,256 Building $215,717 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371590509041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2001, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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