1575 N West St, Lima, OH 45801 Property Records

Allen County property record for 1575 N West St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,326 sqft · built 1941
Lot Size	0.403 acres (17,555 sqft)
Owner	Individual Name on File
Last Sale	$95,900 (Dec 2021)
Tax Bill	$1,143 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-2409-02-015.000`

Property Details

APN / Parcel Number

Primary APN	`36-2409-02-015.000`
Alternative APN	`M3836240902015000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,326 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	896 sqft
Attic	Attic
Attic Area	430 sqft
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	17,555 sqft (0.403 acres)
Lot Dimensions	270 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	84 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1575 N WEST ST
City	LIMA
State	OH
Zip	45801-2664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE STIPPICH SUBDIVISION LOT 19331 EXCEPT 5 FT N SIDE FF 65.00
Legal Subdivision	THE STIPPICH SUBDIVISION
Legal Lot Number	19331
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1009
Census Tract	12200

Owner

1575 N West St is owned and occupied by an individual who bought it in December 2021.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1575 N WEST ST, LIMA, OH 45801-2664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 26, 2021	Deed of Trust, Mortgage TOPMARK FCU
Jun 11, 2018	Deed of Trust, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Jun 23, 2016 · Amount on File
Deed Document Number	202118031
Deed Book / Page	2021 / 18031
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Dec 30, 2021
Property Address	1575 N WEST ST, LIMA, OH 45801-2664
Document Number	12300018031
Book / Page	2021 / 18031
Map Reference	MB 7 PG 49
Instrument Date	Dec 29, 2021
Instrument	202112300018031
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 N WEST ST, LIMA, OH 45801-2664

Mortgage

Document Number	12300018032
Date	Dec 30, 2021
Instrument	202112300018032

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1575 N WEST ST, LIMA, OH 45801-2664
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1260001147
Date	Jan 26, 2021
Book Page	2021/1147
Instrument	202101260001147

Lender

Name	TOPMARK FCU
Type	Credit Union
Address	LIMA, OH 45806

Agreement

Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1575 N WEST ST, LIMA, OH 45801-2664
Document Number	0000006789
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1575 N WEST ST LIMA OH 458012664, LIMA, OH 45801-2664

Mortgage

Document Number	0000006789
Date	Jun 13, 2018
Instrument	6789

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1575 N West St was $1,143, up 0.3% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,143.00 (+0.26%)	$31,290 (-) Land $5,600 Building $25,690	$89,400 (-) Land $16,000 Building $73,400
2024	$1,140.00 (+16.45%) Homeowner's exemption	$31,290 (+35.87%) Land $5,600 Building $25,690	$89,400 Land $16,000 Building $73,400
2023	$979.00 (+0.2%) Homeowner's exemption	$23,030 (-) Land $4,130 Building $18,900
2022	$977.00 Homeowner's exemption	$23,030 Land $4,130 Building $18,900
2021			$65,800 Land $11,800 Building $54,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1575 N West St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1575 N West St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies, T-Mobile.

Nearby Properties on N West St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures