1575 Lucius St, Biloxi, MS 39532 Property Records

Harrison County property record for 1575 Lucius St, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,071 sqft · built 2017
Owner	Individual Name on File
Last Sale	$369,000 (Jun 2019)
Tax Bill	$3,152 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1309C-01-007.033`

Property Details

APN / Parcel Number

Primary APN	`1309C-01-007.033`
Alternative APN	`128650`

Interior

Full Baths	1 Bath
Building Area	3,071 sqft Adjusted Area
1st Floor Area	2,516 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	128650
Street Address	1575 LUCIUS ST
City	BILOXI
State	MS
Zip	39532-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 HENGEN PLACE SUBD SEC 18-7-9
Legal Range	09
Legal Township	07
Legal Section	18
Legal Subdivision	HENGEN PLACE SUBD
Legal Lot Number	39
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	3
Census Block	3003
Census Tract	3309

Owner

1575 Lucius St is owned and occupied by an individual who bought it in June 2019.

Source: Harrison County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1575 LUCIUS ST, BILOXI, MS 39532-3140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage GULF SOUTH MORTGAGE
Jun 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage GULF SOUTH MORTGAGE LLC
Jun 28, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Deed Document Number	2019-0001963-D-J2
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1575 LUCIUS ST, BILOXI, MS 39532-3140
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170000230TJ2
Date	Jan 24, 2017
Instrument	2017-0000230-T-J2

Lender

Name	GULF SOUTH MORTGAGE
Type	Mortgage Company
Address	GULFPORT, MS 39503

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	1575 LUCIUS ST, BILOXI, MS 39532-3140
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191844TJ2
Date	Jun 28, 2019
Instrument	2019-1844-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 28, 2019
Property Address	1575 LUCIUS ST, BILOXI, MS 39532-3140
Document Number	20191963DJ2
Instrument Date	Jun 28, 2019
Instrument	2019-1963-D-J2
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11161 SHORECREST RD, BILOXI, MS 39532-8129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 LUCIUS ST, BILOXI, MS 39532-3140

Tax Assessment & Valuation

The 2025 property tax bill for 1575 Lucius St was $3,152 with exemptions applied, up 5% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,152.00 (+5%) Homeowner's exemption Disabled Person's exemption	$30,890	$308,900 Land $35,000 Building $273,900
2024	$3,002.00 (+2.11%)
2023	$2,940.00 Homeowner's exemption Disabled Person's exemption	$29,520	$295,196 Land $35,000 Building $260,196
2022	$2,940.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1575 Lucius St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	94 in force
Nearby Flood Claims	2 (2019–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2020 · Hurricane Zeta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1575 Lucius St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 45% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: CoastConnect.

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