1575 Lott Rd, Henderson, TN 38340 Property Records

Chester County property record for 1575 Lott Rd, Henderson, TN 38340

Property Summary

Property Type	Mobile Home
Details	2 ba · 2,518 sqft · built 1995
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on File
Last Sale	$149,600 (May 2020)
Tax Bill	$947 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012016 04007`

Property Details

APN / Parcel Number

Primary APN	`012016 04007`
Alternative APN	`016 04007 00004016`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	2,518 sqft Living Area
1st Floor Area	2,448 sqft
Basement Area	2,448 sqft
Finished Basement	2,448 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	239,580 sqft (5.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Deck Area	99 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1575 LOTT RD
City	HENDERSON
State	TN
Zip	38340-3473
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	DISTRICT: 04, COUNTY AREA: S50
Jurisdiction	CHESTER TN
Township / Civil Division	2
Census Block Group	1
Census Block	1001
Census Tract	970101

Owner

1575 Lott Rd, a mobile home, is owned and occupied by an individual who bought it in May 2020.

Source: Chester County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1575 LOTT RD, HENDERSON, TN 38340-3473
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Apr 14, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 14, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2020 · Amount on File
Deed Sale	May 14, 2020 · Amount on File
Prior Sale	Apr 29, 2014
Deed Document Number	202064159
Deed Book / Page	459 / 1
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	1575 LOTT RD, HENDERSON, TN 38340-3473
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 LOTT RD, HENDERSON, TN 38340-3473

Mortgage

Document Number	0004870812
Date	Feb 8, 2022
Book Page	487/812
Instrument	69745

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	340 Months
Due	Jun 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	1575 LOTT RD, HENDERSON, TN 38340-3473
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 LOTT RD, HENDERSON, TN 38340-3473

Mortgage

Document Number	0004770704
Date	Jul 12, 2021
Book Page	477/704
Instrument	67827

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jun 1, 2050

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER TN
Property Address	1575 LOTT RD, HENDERSON, TN 38340-3473
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 LOTT RD, HENDERSON, TN 38340-3473

Mortgage

Document Number	0005290565
Date	Apr 14, 2025
Book Page	529/565
Instrument	78532

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Jun 1, 2050

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	May 14, 2020
Property Address	1575 LOTT RD, HENDERSON, TN 38340-3473
Document Number	0004590001
Book / Page	000459 / 000001
Instrument Date	May 12, 2020
Instrument	64159
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$554.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 LOTT RD HENDERSON TN 383403473, HENDERSON, TN 38340-3473

Mortgage

Document Number	4590003
Date	May 14, 2020
Book Page	000459/000003
Instrument	64160

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1575 Lott Rd was $947.

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$947.00	$46,525 (-)	$186,100 (-) Land $31,000 Building $155,100
2025	$947.00	$46,525	$186,100 Land $31,000 Building $155,100
2023	$795.00	$31,975	$127,900 Land $23,500 Building $104,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1575 Lott Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1575 Lott Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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