Suffolk County and Southold Town property record for 1575 Laurel Trl, Laurel, NY 11948
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Feb 2005) |
| Tax Bill | $13,614 (2024) |
| Deeds & Mortgages | May 2021 Refinance Dec 2018 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 473889 125.-4-24.3 |
| Primary APN | 473889 125.-4-24.3 |
|---|---|
| Alternative APNs |
|
| Lot Area | 30,492 sqft (0.7 acres) |
|---|
| Account Number | 14 |
|---|---|
| Street Address | 1575 LAUREL TRL |
| City | LAUREL |
| State | NY |
| Zip | 11948-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AC |
| Legal Description | BOOK 12369 PAGE 555 BILL 016044 |
| Legal Subdivision | SUBDIVISION MAP LAUREL LINKS |
| Legal Block | 4 |
| Legal Lot Number | 24 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SOUTHOLD |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 170003 |
1575 Laurel Trl is owned by two individuals who acquired it in May 2018.
Source: Suffolk County and Southold Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 951, RIVERHEAD, NY 11901-0702 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK |
| Dec 3, 2018 | Deed of Trust, Mortgage · Stand-Alone Refinance ULSTER SAVINGS BANK |
| Nov 5, 2019 | Loan Modification, Consolidation and Extension, Mortgage ULSTER SVGS BK |
| Nov 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ULSTER SVGS BK |
| Jul 6, 2018 | Loan Modification, Consolidation and Extension, Mortgage ULSTER SVGS BK |
| Jun 11, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2005 · Amount on File |
| Deed Sale | Feb 2, 2005 · Amount on File |
| Prior Sale | Feb 28, 2002 · Amount on File |
| Deed Book / Page | 12369 / 555 |
| Last Transfer Date | May 10, 2018 |
| Transfer Doc | 0129640940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1575 LAUREL TRL, LAUREL, NY 11948-1336 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232800625 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 23280/625 |
| Instrument | DM013508 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1575 LAUREL TRL, LAUREL, NY 11948-1336 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0229840280 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 22984/280 |
| Instrument | DJ030501 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 337 Months |
| Due | Jan 1, 2047 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1575 LAUREL TRL, LAUREL, NY 11948-1336 |
| Document Number | 0231020347 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1575 LAUREL TRL LAUREL NY 119481336, LAUREL, NY 11948-1336 |
| Document Number | 0231020347 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 023102/000347 |
| Name | ULSTER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | KINGSTON, NY 12401 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 2, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1575 LAUREL TRL, LAUREL, NY 11948-1336 |
| Document Number | 0231020346 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1575 LAUREL AVE SOUTHOLD NY 11971, SOUTHOLD, NY 11971 |
| Document Number | 0231020346 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 023102/000346 |
| Name | ULSTER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | KINGSTON, NY 12401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 1575 LAUREL TRL, LAUREL, NY 11948-1336 |
| Document Number | 0229840281 |
| Instrument Date | Jul 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 170 DONNA DR BAITING HOLLOW NY 119331342, BAITING HOLLOW, NY 11933-1342 |
| Document Number | 0229840281 |
|---|---|
| Date | Dec 3, 2018 |
| Book Page | 022984/000281 |
| Name | ULSTER SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | 180 SCHWENT DR, KINGSTON, NY 12401 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 2, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Jun 11, 2018 |
| Property Address | 1575 LAUREL TRL, LAUREL, NY 11948-1336 |
| Document Number | 0129640940 |
| Book / Page | 12964 / 940 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 170 DONNA DR, BAITING HOLLOW, NY 11933-1342 |
Source: Suffolk County and Southold Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Southold Town |
| Unified School District | Mattituck-Cutchogue Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,100 Land $2,400 Building $6,700 | $1,654,545 Land $436,364 Building $1,218,182 | |
| 2024 | $13,614.00 | ||
| 2023 | $8,700 Land $2,400 Building $6,300 | $15,264 Land $4,211 Building $11,053 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1575 Laurel Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 4 (2012–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1575 Laurel Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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