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1575 Lake Bend Pl, Fleming Island, FL 32003 Property Records

Clay County property record for 1575 Lake Bend Pl, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,008 sqft · built 1995
Lot Size0.253 acres (11,036 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Aug 2019)
Tax Bill$5,335 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN32-04-26-021262-012-98

Property Details

APN / Parcel Number

Primary APN32-04-26-021262-012-98

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,008 sqft Heated Area
Gross Area3,269 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,036 sqft (0.253 acres)
Garage Area440 sqft
PorchPorch
Porch Area339 sqft
Patio Area482 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1575 LAKE BEND PL
CityFLEMING ISLAND
StateFL
Zip32003-7415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 98 WALNUT CREEK AS REC O R4220 PG 493
Legal Range26
Legal Township04
Legal Section32
Legal SubdivisionWALNUT CREEK
Legal Lot Number98
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2009
Census Tract30705

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2400 STONEY GLEN DR, FLEMING ISLAND, FL 32003-6339
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Aug 9, 2019Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2019 · Amount on File
Deed SaleAug 9, 2019 · Amount on File
Prior SaleJan 7, 2003 · Amount on File
Deed Document Number2019042642
Deed Book / Page4220 / 0493
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1575 LAKE BEND PL, FLEMING ISLAND, FL 32003-7415
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043440932
DateAug 21, 2020
Book Page4344/932
Instrument2020042781
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateAug 9, 2019
Property Address1575 LAKE BEND PL, FLEMING ISLAND, FL 32003-7415
Document Number0042200493
Book / Page4220 / 0493
Map ReferenceMB 28 PG 14-23
Instrument DateAug 5, 2019
Instrument2019042642
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyREALTY TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10256 HARBOR INN PL, 10256, POMPANO BEACH, FL 33071-5612

Transferred To (Grantee/Buyer)

NameVerified Name
Address1575 LAKE, ORANGE PARK, FL 32003-7784

Mortgage

Document Number0004220494
DateAug 9, 2019
Instrument4220/494
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,335.00 (-8.02%)$361,977 (+3.13%) Land $60,000 Building $301,977$361,977 (+3.13%) Land $60,000 Building $301,977
2023$5,800.00 (+14.69%)$351,004 (+17.63%) Land $60,000 Building $291,004$351,004 (+17.63%) Land $60,000 Building $291,004
2022$5,057.00$298,406 Land $45,000 Building $253,406$298,406 Land $45,000 Building $253,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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