San Diego County property record for 1575 Heron Ave, El Cajon, CA 92020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,674 sqft · built 1985 |
| Lot Size | 0.363 acres (15,833 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Mar 1998) |
| Tax Bill | $4,560 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 482-441-22-00 |
| Primary APN | 482-441-22-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,674 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 15,833 sqft (0.363 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1575 HERON AVE |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92020-8810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-9 |
| Legal Description | LOT 14 TR 008960 |
| Legal Subdivision | FLETCHER TERRACE |
| Legal Tract | 008960 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 16201 |
1575 Heron Ave is owned and occupied by two individuals who bought it in March 1998.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1575 HERON AVE, EL CAJON, CA 92020-8810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Jul 16, 2021 | Deed of Trust, Mortgage · VA Mortgage BANC ONE MORTGAGE CORP |
| Jan 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 1998 · Amount on File |
| Deed Sale | Mar 30, 1998 · Amount on File |
| Prior Sale | Mar 24, 1997 · Amount on File |
| Deed Document Number | 1998174705 |
| Prior Transfer Date | Dec 2, 1994 |
| Prior Transfer Doc | 0000722084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1575 HERON AVE, EL CAJON, CA 92020-8810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1575 HERON AVE, EL CAJON, CA 92020-8810 |
| Document Number | 0000017121 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 2023-0017121 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1575 HERON AVE, EL CAJON, CA 92020-8810 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1575 HERON AVE, EL CAJON, CA 92020-8810 |
| Document Number | 0000508992 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-0508992 |
| Name | BANC ONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1575 HERON AVE, EL CAJON, CA 92020-8810 |
| Document Number | 0000026400 |
| Instrument Date | Jan 4, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | UTOPIAN GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1575 HERON AVE EL CAJON CA 920208810, EL CAJON, CA 92020-8810 |
| Document Number | 0000026400 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 26400 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | RIVERSIDE, CA 92517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1575 Heron Ave was $4,560.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | El Cajon City |
| Elementary School District | Cajon Valley Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $339,742 (+2%) Land $119,046 Building $220,696 | |
| 2025 | $4,560.00 | $333,081 Land $116,712 Building $216,369 |
| 2023 | $4,403.00 (+1.62%) | $320,149 Land $112,181 Building $207,968 |
| 2022 | $4,333.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1575 Heron Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1575 Heron Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: GeoLinks, T-Mobile, Verizon.
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