Cook County property record for 1575 Harding Rd, Northfield, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,350 sqft · built 1928 |
| Lot Size | 0.17 acres (7,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $317,500 (Jun 2019) |
| Tax Bill | $7,335 (2023) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-19-323-008 |
| Primary APN | 05-19-323-008 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,350 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Old Style |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 7,400 sqft (0.17 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 1575 HARDING RD |
|---|---|
| City | NORTHFIELD |
| State | IL |
| Zip | 60093-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (HIGGINS) SUB OF PT OF LT2 OF HAPPS SUB OF PT OF S21A CS OF SH SW LYING E OF HAPP ROAD SH SW SEC 19-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 19 |
| Legal Subdivision | HIGGINS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 800800 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1575 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit PARTNERSHIP FINANCIAL CREDIT UNION |
| Jun 13, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Mar 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERMAN STATE BANK |
| Jun 21, 2019 | Warranty Deed, Transfer HOME ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on Record |
| Deed Sale | Jun 21, 2019 · Amount on Record |
| Deed Document Number | 20198141 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 21, 2026 |
| Property Address | 1575 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Document Number | 0000016030 |
| Instrument Date | May 15, 2026 |
| Instrument | 202616030 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 1575 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Document Number | 0000016030, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202616030 |
| Name | PARTNERSHIP FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1575 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1575 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Document Number | 0016524282 |
|---|---|
| Date | Jun 13, 2024 |
| Instrument | 2416524282 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 1575 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | TEK TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0006707297 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2106707297 |
| Name | WATERMAN STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERMAN, IL 60556 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 21, 2019 |
| Property Address | 1575 HARDING RD, NORTHFIELD, IL 60093-3502 |
| Document Number | 1917208141 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 17208141 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $317.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 435 RIDGE RD NORTHFIELD IL 60093, NORTHFIELD, IL 60093 |
| Document Number | 1917208142 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 17208142 |
| Name | HOME ST BK |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.55% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Northfield Village |
| Elementary School District | Avoca School District 37 (KG - 08) |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,000 (+36.11%) Land $11,840 Building $37,160 | $490,000 (+36.11%) Land $118,400 Building $371,600 | |
| 2023 | $7,335.00 (+5.89%) | ||
| 2022 | $6,927.00 | $36,000 Land $11,840 Building $24,160 | $360,000 Land $118,400 Building $241,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 80 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 80 in force |
| Nearby Flood Claims | 99 (1979–2020) |
| Claims Outside the SFHA | 32 of 99 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHFIELD serves 5,751 people · EPA ID IL0312100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 21 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2026 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures