1575 Harbert Ave, Memphis, TN 38104 Property Records

Shelby County property record for 1575 Harbert Ave, Memphis, TN 38104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,646 sqft · built 1912
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$795,000 (Oct 2019)
Tax Bill	$6,050 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-0001-0-0002`

Property Details

APN / Parcel Number

Primary APN	`03-0001-0-0002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,646 sqft Living Area
1st Floor Area	1,819 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Patio Area	310 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1575 HARBERT AVE
City	MEMPHIS
State	TN
Zip	38104-5032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SS HARBERT
Legal Subdivision	HARRISON STEPHENS
Legal Lot Number	1-2
Jurisdiction	SHELBY TN
Township / Civil Division	13
Census Block Group	1
Census Block	1004
Census Tract	3500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Gardens Historic District (Additional Documentation) listed 1982 · 2,222 contributing resources · NRIS 82004040

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1575 Harbert Ave is owned and occupied by two individuals who bought it in October 2019.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1575 HARBERT AVE, MEMPHIS, TN 38104-5032
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Oct 2, 2020	Deed of Trust, Mortgage · Line of Credit PINNACLE BK
Oct 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 18, 2019	Deed of Trust, Mortgage · Line of Credit PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Prior Sale	Jul 1, 2010 · Amount on File
Deed Document Number	2019105337
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1575 HARBERT AVE, MEMPHIS, TN 38104-5032
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	EXECUTIVE TITLE AND CLOSING INC, EXECUTIVE TTL & CLOSING INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021088090
Date	Jul 19, 2021
Instrument	21088090

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1575 HARBERT AVE, MEMPHIS, TN 38104-5032
Document Number	0000113808
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1575 HARBERT AVE MEMPHIS TN 381045032, MEMPHIS, TN 38104-5032

Mortgage

Document Number	0000113808
Date	Oct 16, 2020
Instrument	113808

Lender

Name	PINNACLE BK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 15, 2040

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Oct 9, 2019
Property Address	1575 HARBERT AVE, MEMPHIS, TN 38104-5032
Document Number	0000105337
Instrument Date	Oct 8, 2019
Instrument	105337
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,941.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1575 HARBERT AVE MEMPHIS TN 381045032, MEMPHIS, TN 38104-5032

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	1575 HARBERT AVE, MEMPHIS, TN 38104-5032
Document Number	0000068414
Instrument Date	Jun 18, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1575 HARBERT AVE MEMPHIS TN 381045032, MEMPHIS, TN 38104-5032

Mortgage

Document Number	0000068414
Date	Jul 10, 2019
Instrument	68414

Lender

Name	PINNACLE BK
Type	Bank
Address	MEMPHIS, TN 38120

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1575 Harbert Ave was $6,050.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,050.00	$224,925 Land $31,950 Building $192,975	$899,700 Land $127,800 Building $771,900
2023		$202,525 Land $31,350 Building $171,175
2022	$12,337.00
2021			$810,100 Land $125,400 Building $684,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1575 Harbert Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1575 Harbert Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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