Clay County property record for 1575 Hammock Bay Ct, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,287 sqft · built 2002 |
| Lot Size | 0.198 acres (8,630 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,097 (2022) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-04-26-014075-004-70 |
| Primary APN | 44-04-26-014075-004-70 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,287 sqft Heated Area |
| Gross Area | 2,832 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,630 sqft (0.198 acres) |
| Garage Area | 420 sqft |
| Porch | Porch |
| Porch Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1575 HAMMOCK BAY CT |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-7255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 173 HARBOR ISLAND UNIT 2 AS REC O R 2013 PG 1677 & 3310PG 1534 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 44 |
| Legal Subdivision | HARBOR ISLAND |
| Legal Lot Number | 173 |
| Legal Unit | 2 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 30705 |
1575 Hammock Bay Ct is owned and occupied by an individual who acquired it in May 2011.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1575 HAMMOCK BAY CT, FLEMING ISLAND, FL 32003-7255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2011 |
| Deed Sale | May 6, 2011 |
| Deed Document Number | 0033101534 |
| Deed Book / Page | 2013 / 1677 |
| Prior Transfer Date | Jan 22, 2002 |
| Prior Transfer Doc | 200203646 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1575 HAMMOCK BAY CT, FLEMING ISLAND, FL 32003-7255 |
| Document Number | 0041520203 |
| Instrument Date | Dec 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1575 HAMMOCK BAY CT FLEMING ISLAND FL 320037255, FLEMING ISLAND, FL 32003-7255 |
| Document Number | 0041520203 |
|---|---|
| Date | Dec 26, 2018 |
| Book Page | 004152/000203 |
| Instrument | 66523 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 492 Months |
| Due | Dec 25, 2059 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Disabled Person's exemption Veteran's exemption | $198,978 | $385,677 Land $55,000 Building $330,677 |
| 2023 | Disabled Person's exemption Veteran's exemption | $187,739 (+3%) | $357,603 (+11.83%) Land $55,000 Building $302,603 |
| 2022 | $2,097.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $182,271 | $319,780 Land $45,000 Building $274,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1575 Hammock Bay Ct in Zone X, an area of minimal flood risk, though there have been 36 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 180 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 180 in force |
| Nearby Flood Claims | 36 (2012–2022) |
| Claims Outside the SFHA | 5 of 36 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1575 Hammock Bay Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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