1575 Gray Fox Trl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1575 Gray Fox Trl, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 1985
Lot Size	2.05 acres (89,429 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Apr 2019)
Tax Bill	$5,522 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058C0-06-00-00200`

Property Details

APN / Parcel Number

Primary APN	`058C0-06-00-00200`
Alternative APN	`19560`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,589 sqft Finished Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	89,429 sqft (2.05 acres)
Driveway	Paver Driveway

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	408 sqft
Patio Area	144 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	1575 GRAY FOX TRL
City	CHARLOTTESVILLE
State	VA
Zip	22901-8866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	IVY OAKS 2
Legal Subdivision	IVY OAKS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	5
Census Block	5000
Census Tract	11000

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1575 GRAY FOX TRL, CHARLOTTESVILLE, VA 22901-8866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE BANK MORTGAGE CORP
Apr 25, 2019	Grant Deed, Transfer · Conventional with PMI VILLAGE BK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2019 · Amount on Record
Deed Sale	Apr 25, 2019 · Amount on Record
Prior Sale	Jul 16, 2010 · Amount on Record
Deed Document Number	20193808
Deed Book / Page	5158 / 643
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1575 GRAY FOX TRL, CHARLOTTESVILLE, VA 22901-8866
Transaction Type	Mortgage
Record Updated	Feb 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001061
Date	Jan 20, 2021
Book Page	5464/139
Instrument	2021-00001061

Lender

Name	VILLAGE BANK MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 25, 2019
Property Address	1575 GRAY FOX TRL, CHARLOTTESVILLE, VA 22901-8866
Document Number	0000003808
Book / Page	005158 / 000643
Instrument Date	Apr 9, 2019
Instrument	3808
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	RED FOX TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$389.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1575 GRAY FOX TRL CHARLOTTESVILLE VA 229018866, CHARLOTTESVILLE, VA 22901-8866

Mortgage

Document Number	3809
Date	Apr 25, 2019
Book Page	005158/000646
Instrument	3809

Lender

Name	VILLAGE BK MTG
Type	Bank
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,522.00 (+6.62%)	$617,700 (+6.61%) Land $277,100 Building $340,600	$617,700 (+6.61%) Land $277,100 Building $340,600
2025	$5,179.00 (+28.51%)	$579,400 (+22.78%) Land $249,300 Building $330,100	$579,400 (+22.78%) Land $249,300 Building $330,100
2023	$4,030.00	$471,900 Land $226,100 Building $245,800	$471,900 Land $226,100 Building $245,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	May 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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