San Luis Obispo County property record for 1575 12th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1978 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $575,000 (Oct 2005) |
| Tax Bill | $11,252 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-382-019 |
| Primary APN | 038-382-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Street Address | 1575 12TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 89 LTS 16 & 17 |
| Legal Subdivision | EL MORO |
| Legal Block | 89 |
| Legal Lot Number | 16,17 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10701 |
1575 12th St is owned by a company that bought it in October 2005.
Source: San Luis Obispo County records, as of September 1, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1820 MOUNTAIN VIEW DR, LOS OSOS, CA 93402-2816 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2023 | Intrafamily Transfer, Transfer |
| Dec 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2005 · Amount on File |
| Deed Sale | Oct 26, 2005 · Amount on File |
| Prior Sale | Dec 15, 1999 · Amount on File |
| Deed Document Number | 200589998 |
| Prior Transfer Date | Oct 7, 2005 |
| Prior Transfer Doc | 0000089999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 15, 2023 |
| Property Address | 1575 12TH ST, LOS OSOS, CA 93402-1734 |
| Document Number | 0000027251 |
| Map Reference | MB A PG 80 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023027251 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 1820 MOUNTAIN VIEW DR, LOS OSOS, CA 93402-2816 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1575 12TH ST, LOS OSOS, CA 93402-1734 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1410 13TH ST, LOS OSOS, CA 93402-1715 |
| Document Number | 0000083018 |
|---|---|
| Date | Dec 22, 2021 |
| Instrument | 2021083018 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 1575 12th St was $11,252, up 3.4% from the year before.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $801,482 (+2%) Land $348,470 Building $453,012 | |
| 2025 | $11,252.00 (+3.36%) | $785,768 Land $341,638 Building $444,130 |
| 2024 | $10,886.00 (-3.01%) | |
| 2023 | $11,224.00 (+10.68%) | $755,258 Land $328,373 Building $426,885 |
| 2022 | $10,141.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1575 12th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1998–2012) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Apr 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1575 12th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.
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