15749 Gratiot Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 15749 Gratiot Rd, Hemlock, MI 48626

Property Summary

Property Type	Commercial
Details	1 ba · 2,902 sqft · built 1992
Lot Size	0.376 acres (16,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Oct 2018)
Tax Bill	$4,145 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-27-3018-003`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-27-3018-003`

Interior

Stories	1 Story
Building Area	2,902 sqft Total Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	16,379 sqft (0.376 acres)
Lot Dimensions	126 ft deep x 130 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15749 GRATIOT RD
City	HEMLOCK
State	MI
Zip	48626-8457
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B-3
Legal Description	COM AT W 1/4 CORN OF SEC 27 TH E 908.43 FT TH S 283.04 FT TH E 70.09 FT TO POB TH E 130.16 FT TH S 130.52 FT TH W 130 FT TH N
Legal Range	02E
Legal Township	12N
Legal Section	27
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2009
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	390 SANDRIDGE DR, HEMLOCK, MI 48626-9601
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · Line of Credit 1ST STATE BANK
Jan 10, 2019	Deed of Trust, Mortgage DONALD L & JEANNE A AYERS
Oct 15, 2018	Quit Claim Deed, Transfer HBI TITLE SERVICES INC
Oct 15, 2018	Grant Deed, Transfer HBI TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Dec 20, 2008 · Amount on Record
Deed Document Number	201826375
Prior Transfer Date	Oct 2, 2018
Prior Transfer Doc	0000026376
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15749 GRATIOT RD, HEMLOCK, MI 48626-8457
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 SANDRIDGE DR, HEMLOCK, MI 48626-9601

Mortgage

Document Number	0000005219
Date	Mar 21, 2023
Instrument	2023005219

Lender

Name	1ST STATE BANK
Type	Bank
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15749 GRATIOT RD, HEMLOCK, MI 48626-8457
Document Number	0000001740
Instrument Date	Jan 10, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	390 SANDRIDGE DR HEMLOCK MI 486269601, HEMLOCK, MI 48626-9601

Mortgage

Document Number	0000001740
Date	Jan 28, 2019
Instrument	1740

Lender

Name	DONALD L & JEANNE A AYERS
Address	1060 RIVERVIEW DR, ALMA, MI 48801-2126

Agreement

Amount	Amount Recorded

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 15, 2018
Property Address	15749 GRATIOT RD, HEMLOCK, MI 48626-8457
Document Number	0000026376
Instrument Date	Oct 2, 2018
Instrument	26376
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	HBI TITLE SERVICES INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	390 SANDRIDGE DR HEMLOCK MI 486269601, HEMLOCK, MI 48626-9601

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 15, 2018
Property Address	15749 GRATIOT RD, HEMLOCK, MI 48626-8457
Document Number	0000026375
Instrument Date	Oct 1, 2018
Instrument	26375
Transaction Type	Transfer
Record Updated	Oct 31, 2018
Title Company	HBI TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7560 E CURTIS RD FRANKENMUTH MI 487349582, FRANKENMUTH, MI 48734-9582

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,400 (+12.8%)	$142,800 (+12.8%)
2025	$4,145.00 (+9.77%)
2023		$63,300	$126,600
2022	$3,776.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Gratiot Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures