15744 N Cobblestone Ct, Effingham, IL 62401 Property Records

Effingham County property record for 15744 N Cobblestone Ct, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2004
Square Footage	1,915 sqft Base Area
Lot Size	87,120 sqft (2 acres)
Garage	598 sqft
Occupancy	Owner Occupied
Last Sale	$315,000 (2007)
Tax Bill	$8,451.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`11-07-134-004`

Interior

Building Area	1,915 sqft Base Area
Basement Area	1,915 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2004
Construction Type	Frame Construction
Lot Area	87,120 sqft (2 acres)
Parking Spaces	2 Parking Spaces
Garage Area	598 sqft Garage

Location & Zoning

Street Address	15744 N COBBLESTONE CT
City	EFFINGHAM
State	IL
Zip	62401-4437
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 PRAIRIE VIEW ESTATES 2331/24 1974/140 1674/338
Legal Subdivision	PRAIRIE VIEW ESTATES
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Minor Civil Division	SUMMIT
Census Blockgroup	4
Census Block	4000
Census Tract	950200

Owner

Source: Effingham County records · APN 11-07-134-004

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	15744 N COBBLESTONE CT, EFFINGHAM, IL 62401-4437
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2007 · Amount on Record
Deed Sale	Jul 29, 2007 · Amount on Record
Deed Doc Number	200700703433
Deed Book / Page	2331 / 024
Prior Transfer Date	Jul 06, 2007
Prior Transfer Doc	200700703433
Record Refreshed	Jun 07, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	15744 N COBBLESTONE CT, EFFINGHAM, IL 62401-4437
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3721/43
Date	Sep 07, 2021
Book Page	3721/43
Instrument	202121004482

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$8,451.00 Homeowner's exemption	$185,310 Land $33,090 Building $152,220	$555,930 Land $99,270 Building $456,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.