Chesterfield County property record for 15744 Cosby Rd, Chesterfield, VA 23832
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.582 acres (25,352 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Feb 2019 Sale & Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 713-67-05-89-900-000 |
| Primary APN | 713-67-05-89-900-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 25,352 sqft (0.582 acres) |
|---|
| Account Number | 328385001 |
|---|---|
| Street Address | 15744 COSBY RD |
| City | CHESTERFIELD |
| State | VA |
| Zip | 23832-1941 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C3 - COMMUNITY BUS DIST |
| Legal Description | N/L OF COSBY ROAD |
| Legal Subdivision | N/L OF COSBY ROAD |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MATOACA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 101008 |
15744 Cosby Rd is owned by a company that acquired it in September 2007.
Source: Chesterfield County records, as of May 1, 2023
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 461, MIDLOTHIAN, VA 23113-0461 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2019 | Grant Deed, Transfer BRANCH BANKING & TR CO |
| Jun 20, 2017 | Grant Deed, Mortgage · Line of Credit UNION BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2007 |
| Deed Sale | Sep 19, 2007 |
| Record Updated | Jun 7, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Feb 26, 2019 |
| Property Address | 15744 COSBY RD, CHESTERFIELD, VA 23832-1941 |
| Document Number | 12231891 |
| Book / Page | 012231 / 000891 |
| Instrument Date | Feb 18, 2019 |
| Instrument | 6601 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2019 |
| Amount | Amount on Record |
|---|---|
| Tax | $6,000.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2204 LAKESHORE DR #450 BIRMINGHAM AL 352098858, 450, BIRMINGHAM, AL 35209-8858 |
| Document Number | 12231918 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 012231/000918 |
| Instrument | 6602 |
| Name | BRANCH BANKING & TR CO |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jun 20, 2017 |
| Property Address | 15744 COSBY RD, CHESTERFIELD, VA 23832-1941 |
| Book / Page | 011657 / 000946 |
| Instrument Date | Jun 19, 2017 |
| Instrument | 24063 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15871 CITY VIEW DR #100 MIDLOTHIAN VA 231137307, 100, MIDLOTHIAN, VA 23113-7307 |
| Document Number | 11657946 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 011657/000946 |
| Instrument | 24063 |
| Name | UNION BK&TR |
|---|---|
| Type | Bank |
| Address | 3900 WESTERRE PKWY # 200, HENRICO, VA 23233-1338 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Chesterfield County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
FEMA maps place 15744 Cosby Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15744 Cosby Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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