15743 Whitebark Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 15743 Whitebark Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,557 sqft · built 2020
Lot Size	0.163 acres (7,091 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jan 2024)
Tax Bill	$384 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`108235-1960`

Property Details

APN / Parcel Number

Primary APN	`108235-1960`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,557 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	1,081 sqft
Upper Floors Area	1,476 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,091 sqft (0.163 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished Screened Porch
Porch Area	213 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15743 WHITEBARK DR
City	JACKSONVILLE
State	FL
Zip	32218-0313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	71-38 40-1N-27E PINE LAKES UNIT FOUR PHASE TWO LOT 45
Legal Range	27E
Legal Township	01N
Legal Section	40
Legal Subdivision	PINELAKES UNIT FOUR PHASE TWO
Legal Phase	2
Legal Block	2
Legal Lot Number	45
Legal Unit	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2003
Census Tract	10101

Owner

15743 Whitebark Dr is owned and occupied by two individuals who bought it in January 2024.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15743 WHITEBARK DR, JACKSONVILLE, FL 32218-0313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2024	Warranty Deed, Transfer · VA Mortgage FIRST COAST MORTGAGE FUNDING LLC
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage EQUITY PRIME MORTGAGE LLC
May 28, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2024 · Amount on File
Deed Sale	Jan 25, 2024 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	202416681
Deed Book / Page	20932 / 1488
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 25, 2024
Property Address	15743 WHITEBARK DR, JACKSONVILLE, FL 32218-0313
Document Number	0209321488
Book / Page	20932 / 1488
Map Reference	MB 71 PG 38-43
Instrument Date	Jan 22, 2024
Instrument	2024016681
Transaction Type	Transfer
Record Updated	Feb 6, 2024
Title Company	TITLE OF AMERICA LLC, TITLETOWN OF AMERICA LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 ESTATE ST JOHN #222222, 222222, VI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15743 WHITEBARK DR, JACKSONVILLE, FL 32218-0313

Mortgage

Document Number	0209321490
Date	Jan 25, 2024
Instrument	20932/1490

Lender

Name	FIRST COAST MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15743 WHITEBARK DR, JACKSONVILLE, FL 32218-0313
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15743 WHITEBARK DR, JACKSONVILLE, FL 32218-0313

Mortgage

Document Number	0205761735
Date	Feb 8, 2023
Book Page	20576/1735
Instrument	2023025970

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	15743 WHITEBARK DR, JACKSONVILLE, FL 32218-0313
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15743 WHITEBARK DR, JACKSONVILLE, FL 32218-0313

Mortgage

Document Number	0195861974
Date	Feb 16, 2021
Book Page	19586/1974
Instrument	2021040423

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 28, 2020
Property Address	15743 WHITEBARK DR, JACKSONVILLE, FL 32218-0313
Document Number	0192182384
Book / Page	19218 / 2384
Map Reference	MB 71 PG 38-43
Instrument Date	May 21, 2020
Instrument	2020107487
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,193.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15743 WHITEBARK DR, JACKSONVILLE, FL 32218-0313

Mortgage

Document Number	0192182385
Date	May 28, 2020
Instrument	19218/2385

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15743 Whitebark Dr was $384 with exemptions applied, down 91.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,439 (-3.02%) Land $80,000 Building $263,439	$343,439 (-3.02%) Land $80,000 Building $263,439
2025	$384.00 (-91.17%) Homeowner's exemption Veteran's exemption Widower's exemption	$354,129 Land $70,000 Building $284,129	$354,129 Land $70,000 Building $284,129
2024	$4,347.00 (+2.91%)
2023	$4,224.00 (+9.2%) Homeowner's exemption Veteran's exemption	$269,533 (+3%)	$368,685 (+7.03%) Land $70,000 Building $298,685
2022	$3,868.00 Homeowner's exemption Veteran's exemption	$261,683	$344,484 Land $60,000 Building $284,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15743 Whitebark Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2019 · Hurricane Dorian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15743 Whitebark Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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