15740 N Ridge Dr, Novelty, OH 44072 Property Records

Geauga County property record for 15740 N Ridge Dr, Novelty, OH 44072

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 5,026 sqft · built 1996
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Nov 2012)
Tax Bill	$13,570 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-213941`

Property Details

APN / Parcel Number

Primary APN	`26-213941`
Alternative APN	`001643-1`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	5,026 sqft Living Area
1st Floor Area	3,105 sqft
Upper Floors Area	1,921 sqft
Attic	Attic
Attic Area	1,660 sqft
Basement Area	3,105 sqft
Unfinished Basement	3,105 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	135,907 sqft (3.12 acres)
Garage Area	1,150 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001643-1
Street Address	15740 N RIDGE DR
City	NOVELTY
State	OH
Zip	44072-9655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	S/L 11 DEER LAKE ESTATES SUB #1
Legal Subdivision	DEER LAKE EST
Jurisdiction	GEAUGA OH
Township / Civil Division	RUSSELL
Census Block Group	3
Census Block	3019
Census Tract	311500

Owner

15740 N Ridge Dr is owned and occupied by an individual who acquired it in August 2020.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	15740 N RIDGE DR, NOVELTY, OH 44072-9655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Jun 18, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2012 · Amount on File
Deed Sale	Nov 29, 2012 · Amount on File
Prior Sale	Mar 29, 2004 · Amount on File
Last Transfer Date	Aug 27, 2020
Transfer Doc	0021021668
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	15740 N RIDGE DR, NOVELTY, OH 44072-9655
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020913201
Date	Apr 29, 2020
Book Page	2091/3201
Instrument	202000962888

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	15740 N RIDGE DR, NOVELTY, OH 44072-9655
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020952626
Date	Jun 18, 2020
Book Page	2095/2626
Instrument	202000965183

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 2, 2045

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GEAUGA OH
Recording Date	Sep 9, 2020
Property Address	15740 N RIDGE DR, NOVELTY, OH 44072-9655
Document Number	0021021668
Book / Page	002102 / 001668
Instrument Date	Aug 27, 2020
Instrument	969410
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15740 N RIDGE DR RUSSELL OH 440729655, RUSSELL, OH 44072-9655

Tax Assessment & Valuation

The 2025 property tax bill for 15740 N Ridge Dr was $13,570 with a homeowner's exemption, up 4.6% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Russell Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,570.00 (+4.6%)	$292,360 (-) Land $58,350 Building $234,010
2024	$12,973.00 (-0.84%) Homeowner's exemption	$292,360 (-) Land $58,350 Building $234,010
2023	$13,083.00 Homeowner's exemption	$292,360 (-3.63%) Land $58,350 Building $234,010	$835,300 Land $166,700 Building $668,600
2022		$303,380 Land $53,060 Building $250,320
2021	$16,045.00
2020			$866,800 Land $151,600 Building $715,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15740 N Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	14 (1989–2012)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2012 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15740 N Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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