Sumter County property record for 1574 Ruger Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,566 sqft · built 2014 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $193,000 (May 2022) |
| Tax Bill | $1,469 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 187-13-04-034 |
| Primary APN | 187-13-04-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,566 sqft Living Area |
| Gross Area | 2,052 sqft |
| 1st Floor Area | 783 sqft |
| Flooring | Carpet |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered/Finished Porch |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 20203 |
|---|---|
| Street Address | 1574 RUGER DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-7919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 198 .12 AC |
| Legal Subdivision | HUNTERS XING PH 02 SEC 03 |
| Legal Lot Number | 198 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SHAW AFB-HORATIO |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 202 |
1574 Ruger Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Sumter County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1574 RUGER DR, SUMTER, SC 29150-7919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2022 | Deed, Transfer · ARM NAVY FCU |
| Jan 24, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Prior Sale | Jan 24, 2020 |
| Deed Book / Page | 1301 / 5021 |
| Prior Transfer Date | Jan 8, 2020 |
| Prior Transfer Doc | 0012642658 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 12, 2022 |
| Property Address | 1574 RUGER DR, SUMTER, SC 29150-7919 |
| Document Number | 0013015021 |
| Book / Page | 1301 / 5021 |
| Map Reference | MB PB2010 PG 111 |
| Instrument Date | May 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $714.10 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1574 RUGER DR, SUMTER, SC 29150-7919 |
| Document Number | 0013015025 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 1301/5025 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 5.87% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jan 24, 2020 |
| Property Address | 1574 RUGER DR, SUMTER, SC 29150-7919 |
| Document Number | 0012642658 |
| Book / Page | 1264 / 2658 |
| Map Reference | MB 2010 PG 111 |
| Instrument Date | Jan 8, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1574 RUGER DR, SUMTER, SC 29150-7919 |
| Document Number | 0012642662 |
|---|---|
| Date | Jan 24, 2020 |
| Instrument | 1264/2662 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 1574 Ruger Dr was $1,469.
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,469.00 | $7,570 Land $1,400 Building $6,170 | $189,185 Land $35,000 Building $154,185 |
| 2023 | $1,403.00 (+32.61%) | $7,570 (+33.75%) Land $1,400 Building $6,170 | $189,185 (+33.76%) Land $35,000 Building $154,185 |
| 2022 | $1,058.00 | $5,660 Land $800 Building $4,860 | $141,435 Land $20,000 Building $121,435 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1574 Ruger Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1574 Ruger Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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