Polk County property record for 1574 Lemon Ave, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,343 sqft · built 2018 |
| Lot Size | 0.24 acres (10,459 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $231,200 (Sep 2018) |
| Tax Bill | $4,093 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-22-588322-002190 |
| Primary APN | 26-28-22-588322-002190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,343 sqft Living Area |
| Gross Area | 2,805 sqft |
| 1st Floor Area | 2,343 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,459 sqft (0.24 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Pool Type | Enclosed Pool |
| Porch | Unfinished Open Porch |
| Porch Area | 246 sqft |
| Street Address | 1574 LEMON AVE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-3240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EAGLE CREST PB 144 PG 20-22 LOT 219 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 22 |
| Legal Subdivision | EAGLE CREST |
| Legal Tract | 588322 |
| Legal Block | 4 |
| Legal Lot Number | 219 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 13702 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1574 LEMON AVE, WINTER HAVEN, FL 33881-3240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMCAP MORTGAGE LTD |
| Sep 28, 2018 | Grant Deed, Subdivision Related Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2018 · Amount on Record |
| Deed Sale | Sep 28, 2018 · Amount on Record |
| Prior Sale | Feb 1, 2017 · Amount on Record |
| Deed Document Number | 2018205632 |
| Deed Book / Page | 10625 / 2050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1574 LEMON AVE, WINTER HAVEN, FL 33881-3240 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1574 LEMON AVE, WINTER HAVEN, FL 33881-3240 |
| Document Number | 0000105671 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 12214/1556 |
| Instrument | 2022105671 |
| Name | AMCAP MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77036 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 28, 2018 |
| Property Address | 1574 LEMON AVE, WINTER HAVEN, FL 33881-3240 |
| Document Number | 0106252050 |
| Book / Page | 010625 / 002050 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 205632 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,618.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1574 LEMON AVE WINTER HAVEN FL 338813240, WINTER HAVEN, FL 33881-3240 |
| Document Number | 106252055 |
|---|---|
| Date | Sep 28, 2018 |
| Book Page | 010625/002055 |
| Instrument | 205634 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 27, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,763 (+2.7%) | $322,398 (-0.84%) Land $50,000 Building $272,398 | |
| 2025 | $4,093.00 (+5.65%) Homeowner's exemption | $258,776 (+5.99%) | $325,113 (-3.86%) Land $50,000 Building $275,113 |
| 2023 | $3,874.00 (+2.68%) Homeowner's exemption | $244,158 (+3%) | $338,170 (+9.49%) Land $48,000 Building $290,170 |
| 2022 | $3,773.00 Homeowner's exemption | $237,047 | $308,851 Land $40,000 Building $268,851 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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