1574 E Gate Dr, Watertown, WI 53094 Property Records

Jefferson County property record for 1574 E Gate Dr, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.187 acres (8,146 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Mar 2025)
Tax Bill	$4,116 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Mar 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0344-032`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0344-032`

Exterior

Lot Area	8,146 sqft (0.187 acres)

Location & Zoning

Street Address	1574 EAST GATE DR
City	WATERTOWN
State	WI
Zip	53094-5401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2, EAST GATE CONDO. ALSO INT IN COMMON ELEMENT.
Legal Range	15E
Legal Township	08N
Legal Section	03
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	EAST GATE CONDO
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2006
Census Tract	100100

Owner

1574 E Gate Dr is owned and occupied by an individual who bought it in March 2025.

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1574 E GATE DR, WATERTOWN, WI 53094-5401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Line of Credit HEARTLAND CU
Mar 18, 2025	Deed, Transfer
Mar 18, 2025	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2025 · Amount on File
Deed Sale	Mar 18, 2025 · Amount on File
Prior Sale	Mar 18, 2025
Deed Document Number	1493019
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1574 EAST GATE DR, WATERTOWN, WI 53094-5401
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001502148
Date	Dec 12, 2025
Instrument	1502148

Lender

Name	HEARTLAND CU
Type	Credit Union
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Dec 11, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON WI
Recording Date	Mar 18, 2025
Property Address	1574 EAST GATE DR, WATERTOWN, WI 53094-5401
Document Number	0001493018
Map Reference	DOC 1195168
Instrument Date	Mar 17, 2025
Instrument	1493018
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 E REYNOLDS ST # ST121, ST121, COTTAGE GROVE, WI 53527-8312

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 E REYNOLDS ST UNIT 121, 121, COTTAGE GROVE, WI 53527-8313

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Mar 18, 2025
Property Address	1574 EAST GATE DR, WATERTOWN, WI 53094-5401
Document Number	0001493019
Map Reference	DOC 1198622
Instrument Date	Mar 17, 2025
Instrument	1493019
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1574 E GATE DR, WATERTOWN, WI 53094-5401

Mortgage

Document Number	0001493020
Date	Mar 18, 2025
Instrument	1493020

Lender

Name	HEARTLAND CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1574 E Gate Dr was $4,116 with a homeowner's exemption, up 10.3% from the year before.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,116.00 (+10.29%) Homeowner's exemption	$250,800 (-) Land $15,000 Building $235,800	$251,200 (-)
2024	$3,732.00 (-2.2%)	$250,800 (+16.38%) Land $15,000 Building $235,800	$251,200
2023	$3,816.00	$215,500 Land $15,000 Building $200,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1574 E Gate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2000–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1574 E Gate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless, Netwurx.

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