1574 20th St NW, Backus, MN 56435 Property Records

Cass County property record for 1574 20th St NW, Backus, MN 56435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 868 sqft · built 1961
Lot Size	0.74 acres (32,234 sqft)
Owner	Individual Name on Record
Last Sale	$627 (Oct 2014)
Tax Bill	$1,822 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Aug 2020 Refinance
APN	`32-004-3302`

Property Details

APN / Parcel Number

Primary APN	`32-004-3302`
Alternative APN	`22507`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	868 sqft Base Area
1st Floor Area	868 sqft
Basement Area	868 sqft
Finished Basement	868 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	300 ft deep x 155 ft wide
View / Lot	Waterfront / Beach
Garage Area	864 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Deck Area	56 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	22507
Street Address	1574 20TH ST NW
City	BACKUS
State	MN
Zip	56435-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF GOV LOT 9, SEC 4-139-29
Legal Range	29
Legal Township	139
Legal Section	04
Legal Lot Number	9
Jurisdiction	CASS MN
Township / Civil Division	PONTO LAKE
Census Block Group	1
Census Block	1013
Census Tract	960302

Owner

Source: Cass County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1574 20TH ST NW, BACKUS, MN 56435-2140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit DEERE EMPLOYEES CREDIT UNION
Aug 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2014 · Amount on Record
Deed Sale	Oct 28, 2014 · Amount on Record
Deed Document Number	2014606907
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	1574 20TH ST NW, BACKUS, MN 56435-2140
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000692093
Date	Mar 6, 2023
Instrument	A000692093

Lender

Name	DEERE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	1574 20TH ST NW, BACKUS, MN 56435-2140
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000662061
Date	Aug 3, 2020
Instrument	A000662061

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Ponto Lake Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,822.00 (+18.16%) Homeowner's exemption
2025	$1,542.00 (+38.17%)	$368,800 (+43.39%) Land $190,600 Building $178,200	$368,800 (+43.39%) Land $190,600 Building $178,200
2023	$1,116.00
2022		$257,200 Land $114,200 Building $143,000	$257,200 Land $114,200 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · DSL	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 20th St NW

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