15730 Lunney Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 15730 Lunney Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,474 sqft · built 1951
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,789 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-15-2001-001`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-15-2001-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,474 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	15730 LUNNEY RD
City	HEMLOCK
State	MI
Zip	48626-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	COM AT A PT 1311.91 FT N86DEG E FROM W 1/4 CORN OF SEC 15 TH N 507.45 FT TH N86DEG E 427.37 FT TH S 507.18 FT TH S86DEG W
Legal Range	02E
Legal Township	12N
Legal Section	15
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1027
Census Tract	12100

Owner

15730 Lunney Rd is owned and occupied by an individual who acquired it in December 2006.

Source: Saginaw County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	15730 LUNNEY RD, HEMLOCK, MI 48626-9631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit ADVANTAGE FEDERAL CREDIT UNION
Apr 9, 2024	Deed of Trust, Mortgage · Line of Credit HEALTH ADVANTAGE FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2006
Deed Sale	Dec 19, 2006
Prior Sale	Apr 27, 1995 · Amount on File
Deed Book / Page	2420 / 854
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Sep 4, 2026
Property Address	15730 LUNNEY RD, HEMLOCK, MI 48626-9631
Document Number	0000022667
Instrument Date	Aug 25, 2026
Instrument	202622667
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15730 LUNNEY RD, HEMLOCK, MI 48626-9631
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022667,
Date	Sep 4, 2026
Instrument	202622667

Lender

Name	ADVANTAGE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2036

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	15730 LUNNEY RD, HEMLOCK, MI 48626-9631
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15730 LUNNEY RD, HEMLOCK, MI 48626-9631

Mortgage

Document Number	0000006936
Date	Apr 9, 2024
Instrument	2024006936

Lender

Name	HEALTH ADVANTAGE FEDERAL CREDIT UNION
Address	PO BOX 6160, SAGINAW, MI 48608

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 8, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 15730 Lunney Rd was $2,789 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,700 (+11.75%)	$207,400 (+11.75%)
2025	$2,789.00 Homeowner's exemption	$92,800	$185,600
2023		$73,700	$147,400
2022	$2,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15730 Lunney Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15730 Lunney Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lunney Rd

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