1573 Whispering Palm Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 1573 Whispering Palm Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,422 sqft · built 2000
Lot Size0.233 acres (10,154 sqft)
Owner2 Individual Names on Record
Last Sale$1,015,000 (Mar 2022)
Tax Bill$12,274 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Dec 2021 Sale
Flood ZoneZone X (minimal risk)
APN159-390-19-00

Property Details

APN / Parcel Number

Primary APN159-390-19-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,422 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area10,154 sqft (0.233 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1573 WHISPERING PALM DR
CityOCEANSIDE
StateCA
Zip92056-2390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B-SP
Legal DescriptionLOT 19 TR 013509
Legal SubdivisionDARWIN ESTATES
Legal Tract013509
Legal Block1
Legal Lot Number19
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract19301

Owner

Source: San Diego County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1573 WHISPERING PALM DR, OCEANSIDE, CA 92056-2390
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Grant Deed, Transfer · Conventional Mortgage
NAVY FCU
Dec 3, 2021Grant Deed, Transfer
ZILLOW CLOSING & ESCROW SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2022 · Amount on Record
Deed SaleMar 23, 2022 · Amount on Record
Prior SaleDec 3, 2021 · Amount on Record
Deed Document Number2022128150
Prior Transfer DateApr 6, 2007
Prior Transfer Doc0000249330
Record UpdatedOct 29, 2026

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 23, 2022
Property Address1573 WHISPERING PALM DR, OCEANSIDE, CA 92056-2390
Document Number0000128150
Map ReferenceMAP 13509
Instrument DateMar 22, 2022
Instrument2022-0128150
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyZILLOW CLOSING & ESCROW SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1573 WHISPERING PALM DR, OCEANSIDE, CA 92056-2390

Mortgage

Document Number0000128151
DateMar 23, 2022
Instrument2022-0128151
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

December 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateDec 3, 2021
Property Address1573 WHISPERING PALM DR, OCEANSIDE, CA 92056-2390
Document Number0000823181
Map ReferenceMAP 13509
Instrument DateNov 29, 2021
Instrument2021-0823181
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyZILLOW CLOSING & ESCROW SVCS

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1301 2ND AVE # 1131, 1131, SEATTLE, WA 98101-3800
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,082,430 (+2%) Land $757,701 Building $324,729
2025$12,274.00 (+17.01%) Homeowner's exemption$1,061,207 (+12.3%) Land $742,845 Building $318,362
2023$10,490.00 (-7.5%) Homeowner's exemption$945,000 Land $661,000 Building $284,000
2022$11,341.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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