San Diego County property record for 1573 Summerdawn Pl, Encinitas, CA 92024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,045 sqft · built 1986 |
| Lot Size | 0.137 acres (5,956 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,925,000 (Aug 2024) |
| Tax Bill | $21,405 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 255-130-67-00 |
| Primary APN | 255-130-67-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,045 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Lot Area | 5,956 sqft (0.137 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2551304600 |
|---|---|
| Street Address | 1573 SUMMERDAWN PL |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | LOT 288 DOC86-490124 IN LOT 416 MP 11172&ALL OF TR 011124 |
| Legal Subdivision | ENCINITAS 4304-6 |
| Legal Tract | 011124 |
| Legal Block | 2 |
| Legal Lot Number | 288,4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17107 |
Source: San Diego County records · APN 255-130-67-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1573 SUMMERDAWN PL, ENCINITAS, CA 92024-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage BMO BANK NA |
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 03, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 22, 2019 | Grant Deed, Transfer · ARM FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 2024 · Amount on Record |
| Deed Sale | Aug 22, 2024 · Amount on Record |
| Prior Sale | Jul 22, 2019 · Amount on Record |
| Deed Document Number | 2024224131 |
| Prior Transfer Date | Aug 09, 2024 |
| Prior Transfer Doc | 0000224130 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1573 SUMMERDAWN PL, ENCINITAS, CA 92024-5603 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1573 SUMMERDAWN PL, ENCINITAS, CA 92024-5603 |
| Document Number | 0000326190 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025-0326190 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1573 SUMMERDAWN PL, ENCINITAS, CA 92024-5603 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1573 SUMMERDAWN PL, ENCINITAS, CA 92024-5603 |
| Document Number | 0000376477 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-0376477 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jun 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1573 SUMMERDAWN PL, ENCINITAS, CA 92024-5603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CALIFORNIA TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000271886 |
|---|---|
| Date | Jul 03, 2018 |
| Instrument | 2018-0271886 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1573 SUMMERDAWN PL, ENCINITAS, CA 92024-5603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY SD |
| Name | Verified Name |
|---|
| Document Number | 0000410131 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 2020-0410131 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 22, 2019 |
| Property Address | 1573 SUMMERDAWN PL, ENCINITAS, CA 92024-5603 |
| Document Number | 0000296867 |
| Map Reference | MAP 11124 |
| Instrument Date | Jun 24, 2019 |
| Instrument | 2019-0296867 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1573 SUMMERDAWN PL, ENCINITAS, CA 92024-5603 |
| Document Number | 0000296868 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 2019-0296868 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Oct 01, 2024 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Index | 12-Month MTA |
| Max Rate | 10.9% |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,963,500 (+2%) Land $1,433,100 Building $530,400 | |
| 2025 | $21,405.00 (+74.27%) | $1,925,000 (+73.42%) Land $1,405,000 Building $520,000 |
| 2023 | $12,283.00 (+2.29%) | $1,110,043 Land $788,383 Building $321,660 |
| 2022 | $12,008.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 462 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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