15729 James Gate Pl, Monument, CO 80132 Property Records

El Paso County property record for 15729 James Gate Pl, Monument, CO 80132

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 3,494 sqft · built 2006
Lot Size	0.196 acres (8,551 sqft)
Owner	2 Individual Names on File
Last Sale	$449,900 (Oct 2020)
Tax Bill	$3,920 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`71253-04-026`

Property Details

APN / Parcel Number

Primary APN	`71253-04-026`
Alternative APN	`R7125304026`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,494 sqft Living Area
Gross Area	4,423 sqft
1st Floor Area	1,536 sqft
Upper Floors Area	708 sqft
Basement Area	1,522 sqft
Finished Basement	1,250 sqft
Unfinished Basement	272 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,551 sqft (0.196 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	604 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	53 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R7125304026
Street Address	15729 JAMES GATE PL
City	MONUMENT
State	CO
Zip	80132-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-4
Legal Description	LOT 73 A REPLAT OF JACKSON CREEK FIL NO 5
Legal Subdivision	JACKSON CREEK FIL NO 5 REPLAT OF
Legal Lot Number	73
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	2
Census Block	2013
Census Tract	7301

Owner

15729 James Gate Pl is owned and occupied by two individuals who bought it in October 2020.

Source: El Paso County records, as of June 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15729 JAMES GATE PL, MONUMENT, CO 80132-6003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 4, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage ZB NA
Oct 1, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 1, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Mar 12, 2013 · Amount on File
Deed Document Number	2020154800
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	0000154799
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	15729 JAMES GATE PL, MONUMENT, CO 80132-6003
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	GUARDIAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200177
Date	Oct 28, 2021
Instrument	221200177

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	15729 JAMES GATE PL, MONUMENT, CO 80132-6003
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	GUARDIAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000194787
Date	Oct 20, 2021
Instrument	221194787

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	15729 JAMES GATE PL, MONUMENT, CO 80132-6003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063229
Date	Jun 4, 2018
Instrument	218063229

Lender

Name	ZB NA
Type	Bank
Address	COLORADO SPRINGS, CO 80903

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL PASO CO
Recording Date	Oct 1, 2020
Property Address	15729 JAMES GATE PL, MONUMENT, CO 80132-6003
Document Number	0000154799
Instrument Date	Sep 29, 2020
Instrument	154799
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15729 JAMES GATE PL MONUMENT CO 801326003, MONUMENT, CO 80132-6003

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Oct 1, 2020
Property Address	15729 JAMES GATE PL, MONUMENT, CO 80132-6003
Document Number	0000154800
Instrument Date	Sep 29, 2020
Instrument	220154800
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	15729 JAMES GATE PL, MONUMENT, CO 80132-6003

Mortgage

Document Number	0000154801
Date	Oct 1, 2020
Instrument	220154801

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15729 James Gate Pl was $3,920, up 7.9% from the year before.

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Municipality	Monument Town
Unified School District	Lewis-Palmer School District 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,680 (-)	$662,135 (-)
2025	$3,920.00 (+7.9%)	$46,680 (+6.99%) Land $6,520 Building $40,160	$662,135 Land $92,480 Building $569,655
2024	$3,633.00 (+3.03%)	$43,630 (-) Land $6,200 Building $37,430
2023	$3,526.00 (+14.55%)	$43,630 (+38.03%) Land $6,200 Building $37,430	$651,223 (+43.17%) Land $92,500 Building $558,723
2022	$3,078.00	$31,610 Land $5,840 Building $25,770	$454,846 Land $84,100 Building $370,746

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15729 James Gate Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15729 James Gate Pl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 64% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRIVIEW MD serves 5,737 people · EPA ID CO0121840
Water Source	Purchased surface water from COLORADO SPRINGS UTILITIES
Last State Inspection	Nov 2022
Also Mapped Here	TOWN OF MONUMENT
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Force Broadband Fixed Wireless	300 / 40
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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