15727 Smith Rd, Thurmont, MD 21788 Property Records

Frederick County property record for 15727 Smith Rd, Thurmont, MD 21788

Property Summary

Property Type	Rural Home
Details	3.5 ba · 2,628 sqft · built 1973
Lot Size	99.3 acres (4,328,993 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,125 (2025)
Flood Zone	Zone X (minimal risk)
APN	`15-333340`

Property Details

APN / Parcel Number

Primary APN	`15-333340`
Alternative APN	`333340`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,628 sqft Living Area
Gross Area	3,300 sqft
1st Floor Area	2,628 sqft
Basement Area	3,600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	4,328,993 sqft
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	239 sqft
Shed	1 Shed
Shed Area	14,960 sqft
Granary	800 sqft
Milk House	810 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	333340
Street Address	15727 SMITH RD
City	THURMONT
State	MD
Zip	21788-1144
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A
Legal Description	99.38 AC W/S KELBAUGH RD. W/ORCHARD RD.
Jurisdiction	FREDERICK MD
Township / Civil Division	15, THURMONT
Census Block Group	2
Census Block	2003
Census Tract	752900

Owner

15727 Smith Rd, a rural home, is owned and occupied by two individuals.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15727 SMITH RD, THURMONT, MD 21788-1144
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 15727 Smith Rd was $6,125.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$692,000 (+9.47%) Land $118,200 Building $573,800	$692,000 (-) Land $118,200 Building $573,800
2025	$6,125.00	$632,133	$692,000 Land $118,200 Building $573,800
2023	$4,907.00	$512,400 Land $118,200 Building $394,200	$512,400 Land $118,200 Building $394,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15727 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15727 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35