15727 Howard Dr, Macomb, MI 48042 Property Records

Macomb County property record for 15727 Howard Dr, Macomb, MI 48042

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,176 sqft · built 1998
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,868 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-07-337-001`

Property Details

APN / Parcel Number

Primary APN	`20-08-07-337-001`
Alternative APN	`0807337001`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,176 sqft Living Area
1st Floor Area	2,004 sqft
Basement Area	2,004 sqft
Unfinished Basement	2,004 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1999
Architectural Style	Ranch
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	120 ft deep x 98 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15727 HOWARD DR
City	MACOMB
State	MI
Zip	48042-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BAYBERRY PLACE SUB #3 LOT 129 LIBER: 100 PAGE: 41-44
Legal Subdivision	BAYBERRY PLACE SUB
Legal Lot Number	129
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2018
Census Tract	223801

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15727 HOWARD DR, MACOMB, MI 48042-5716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Oct 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Recording Date	Aug 7, 2026
Property Address	15727 HOWARD DR, MACOMB, MI 48042-5716
Document Number	0000075241
Book / Page	30800 / 489
Instrument Date	Jul 21, 2026
Instrument	202675241
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	ATA NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15727 HOWARD DR, MACOMB, MI 48042-5716

Mortgage

Document Number	0000075241,
Date	Aug 7, 2026
Book Page	30800/489
Instrument	202675241

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	15727 HOWARD DR, MACOMB, MI 48042-5716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000122682
Date	Oct 30, 2019
Book Page	26298/184
Instrument	9122682

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,600 (+23.69%)	$477,200 (+23.69%)
2025	$3,868.00 (+13.03%)
2023		$192,900	$385,800
2022	$3,422.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: WOW Internet, Cable & Phone.

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