Lake County property record for 15724 Young St, Middletown, CA 95461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,861 sqft · built 2009 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $490,000 (Mar 2021) |
| Tax Bill | $6,301 (2026) |
| Deeds & Mortgages | Jan 2021 Line of Credit Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-362-080-000 |
| Primary APN | 024-362-080-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,861 sqft Living Area |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2016 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Garage Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 024-362-08 |
|---|---|
| Street Address | 15724 YOUNG ST |
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | MIDDLETOWN |
| Legal Block | 3 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 1302 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15724 YOUNG ST, MIDDLETOWN, CA 95461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST |
| Mar 2, 2021 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2021 · Amount on File |
| Deed Sale | Mar 2, 2021 · Amount on File |
| Prior Sale | Nov 18, 2013 · Amount on File |
| Deed Document Number | 20213691 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 15724 YOUNG ST, MIDDLETOWN, CA 95461 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1819, MIDDLETOWN, CA 95461-1819 |
| Document Number | 0000000882 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021000882 |
| Name | BANK OF THE WEST |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68154 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Mar 2, 2021 |
| Property Address | 15724 YOUNG ST, MIDDLETOWN, CA 95461 |
| Document Number | 0000003691 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021003691 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15724 YOUNG ST, MIDDLETOWN, CA 95461 |
| Document Number | 0000003692 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021003692 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,301.00 (+1.43%) | $540,997 (+2%) Land $82,804 Building $458,193 |
| 2025 | $6,212.00 (+3.04%) | $530,390 (+4.04%) Land $81,181 Building $449,209 |
| 2023 | $6,029.00 (+0.79%) | $509,796 Land $78,030 Building $431,766 |
| 2022 | $5,982.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAYOMI COUNTY WATER DISTRICT serves 1,607 people · EPA ID CA1710013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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