15724 Sago Rd, Apple Valley, CA 92307 Property Records

San Bernardino County property record for 15724 Sago Rd, Apple Valley, CA 92307

Property Summary

Property Type	Quadplex
Details	2 bd · 1 ba · 3,568 sqft · built 1984
Lot Size	0.57 acres (24,840 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Sep 2019)
Tax Bill	$6,576 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0441-095-27-0000`

Property Details

APN / Parcel Number

Primary APN	`0441-095-27-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	4 Units
Building Area	3,568 sqft Total Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Quadruplex
Construction Type	Wood
Lot Area	24,840 sqft (0.57 acres)
Lot Dimensions	184 ft deep x 135 ft wide
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15724 SAGO RD
City	APPLE VALLEY
State	CA
Zip	92307-6209
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Legal Description	TRACT 4287 LOT 404 TR NO 4287 LOT 404 EX ST (PER 7-3-83 NO 156475) AND EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	TOWN OF APPLE VALLEY
Legal Tract	4287
Legal Block	1
Legal Lot Number	404
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	1
Census Block	1009
Census Tract	9727

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AHL FUNDING
Sep 22, 2020	Deed of Trust, Mortgage · FHA Mortgage BEST CAPITAL FUNDING
Sep 1, 2020	Deed of Trust, Mortgage · FHA Mortgage BEST CAPITAL FUNDING
Sep 16, 2019	Grant Deed, Transfer · FHA Mortgage BEST CAPITAL FUNDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Jun 25, 2015 · Amount on Record
Deed Document Number	2019331810
Last Transfer Date	Oct 12, 2021
Transfer Doc	0000472714
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209

Mortgage

Document Number	0000084369
Date	Apr 15, 2024
Instrument	2024-0084369

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 19, 2021
Property Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209
Document Number	0000472714
Map Reference	MB 64 PG 68-68
Instrument Date	Oct 12, 2021
Instrument	2021-0472714
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	LANMARK TITLE COMPANY, CLEARMARK TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209

Mortgage

Document Number	0000472715
Date	Oct 19, 2021
Instrument	2021-0472715

Lender

Name	AHL FUNDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209

Mortgage

Document Number	0000355564
Date	Sep 22, 2020
Instrument	2020-0355564

Lender

Name	BEST CAPITAL FUNDING
Type	Lending Institution
Address	CHATSWORTH, CA 91311

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209

Mortgage

Document Number	0000323913
Date	Sep 1, 2020
Instrument	2020-0323913

Lender

Name	BEST CAPITAL FUNDING
Type	Lending Institution
Address	CHATSWORTH, CA 91311

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 16, 2019
Property Address	15724 SAGO RD, APPLE VALLEY, CA 92307-6209
Document Number	0000331810
Map Reference	MB 64 PG 68
Instrument Date	Jul 16, 2019
Instrument	2019-0331810
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TICOR TITLE COMPANY OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7927 7TH ST, DOWNEY, CA 90241-2211

Mortgage

Document Number	0000331811
Date	Sep 16, 2019
Instrument	2019-0331811

Lender

Name	BEST CAPITAL FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$534,553 (+2%) Land $60,361 Building $474,192
2025	$6,576.00 (+6.17%)	$524,071 (+4.04%) Land $59,177 Building $464,894
2023	$6,194.00 (+1.56%)	$503,720 Land $56,879 Building $446,841
2022	$6,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Nov 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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