15723 SW 45th St, Miami, FL 33185 Property Records

Miami-Dade County property record for 15723 SW 45th St, Miami, FL 33185

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,181 sqft · built 2018
Lot Size	0.255 acres (11,116 sqft)
Owner	2 Individual Names on Record
Last Sale	$572,300 (Aug 2018)
Tax Bill	$10,024 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`30-4920-042-0750`

Property Details

APN / Parcel Number

Primary APN	`30-4920-042-0750`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,181 sqft Living Area
Gross Area	3,997 sqft
1st Floor Area	3,181 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Lot Area	11,116 sqft (0.255 acres)
Pool Type	Pool with Hot Tub/Spa
Pool Area	64 sqft
Patio Area	1,550 sqft

Location & Zoning

Street Address	15723 SW 45TH ST
City	MIAMI
State	FL
Zip	33185-4594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	MEADOWS SUBDIVISION PB 173-011T-23942 LOT 8BLK 4 LOT SIZE 11116 SQ FT M/L FAU 30 4920 001 0170 0180 0181 & 0190
Legal Range	39E
Legal Township	54S
Legal Section	20
Legal Subdivision	MEADOWS SUBDIVISION
Legal Block	4
Legal Lot Number	8
Jurisdiction	DADE FL
Township / Civil Division	KENDALE LAKES-TAMIAMI
Census Block Group	1
Census Block	1004
Census Tract	16401

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15723 SW 45TH ST, MIAMI, FL 33185-4594
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FEDERAL CREDIT UNION
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANT CU
Aug 9, 2018	Special Warranty Deed, Subdivision Related Transfer · ARM ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2018 · Amount on Record
Deed Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	2018482288
Deed Book / Page	31094 / 503
Last Transfer Date	Apr 19, 2024
Transfer Doc	0000309754
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Jul 7, 2026
Property Address	15723 SW 45TH ST, MIAMI, FL 33185-4594
Document Number	0000458914
Book / Page	35384 / 2970
Instrument Date	Jan 14, 2025
Instrument	2026458914
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15723 SW 45TH ST, MIAMI, FL 33185-4594
Investor	Possibly a Property Investor

Mortgage

Document Number	0000458914,
Date	Jul 7, 2026
Book Page	35384/2970
Instrument	2026458914

Lender

Name	AMERICAN AIRLINES FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.72%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	15723 SW 45TH ST, MIAMI, FL 33185-4594
Transaction Type	Mortgage
Record Updated	Apr 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15723 SW 45TH ST, MIAMI, FL 33185-4594

Mortgage

Document Number	0000217838
Date	Mar 30, 2021
Book Page	32421/3999
Instrument	2021R0217838

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 9, 2018
Property Address	15723 SW 45TH ST, MIAMI, FL 33185-4594
Document Number	0000482288
Book / Page	31094 / 0503
Map Reference	MB 173 PG 11
Instrument Date	Jul 27, 2018
Instrument	2018R0482288
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,433.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	730 NW 107TH AVE # AVE3RD, 730, MIAMI, FL 33172-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15723 SW 45TH ST, MIAMI, FL 33185-4594

Mortgage

Document Number	0000482289
Date	Aug 9, 2018
Instrument	2018R0482289

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,024.00 (+6.52%) Homeowner's exemption	$586,250 (+5.99%)	$1,068,913 (+15.01%) Land $420,528 Building $648,385
2023	$9,410.00 (+3.52%) Homeowner's exemption	$553,134 (+3%)	$929,377 (+5.69%) Land $267,211 Building $662,166
2022	$9,090.00 Homeowner's exemption	$537,024	$879,320 Land $210,264 Building $669,056

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 146 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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