Crow Wing County property record for 15723 Co Rd 109, Merrifield, MN 56465
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 672 sqft |
| Lot Size | 1.15 acres (50,221 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Dec 2025) |
| Tax Bill | $1,224 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 770273200B00009 |
| Primary APN | 770273200B00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 672 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Effective Year Built | Effective 1980 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,221 sqft (1.15 acres) |
| View / Lot | Waterfront / Beach |
| Garage Area | 336 sqft |
| Porch | Slab |
| Deck Area | 192 sqft |
| Account Number | 71356 |
|---|---|
| Street Address | 15723 COUNTY ROAD 109 |
| City | MERRIFIELD |
| State | MN |
| Zip | 56465 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | E. 100 FT. OF THAT PART OF THE NW1/4 OF SW1/4 AND E. 100 FT. OF GOV. LOT 4 LYING S. OF COUNTY ROAD #9. |
| Legal Range | 27W |
| Legal Township | 136 |
| Legal Section | 27 |
| Legal Lot Number | 4 |
| Jurisdiction | CROW WING MN |
| Township / Civil Division | MISSION |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950502 |
Source: Crow Wing County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14463 COUNTY ROAD 79, ELK RIVER, MN 55330-9559 |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Deed Document Number | 20251018436 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROW WING MN |
| Property Address | 15723 COUNTY ROAD 109, MERRIFIELD, MN 56465 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001018437 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 1018437 |
| Name | BLAZE CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55113 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Crow Wing County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Crow Wing County |
| County Subdivision | Mission Township |
| Unified School District | Crosby-Ironton Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,224.00 (-1.29%) | $283,000 (+10.07%) Land $191,300 Building $91,700 | $283,000 (+10.07%) Land $191,300 Building $91,700 |
| 2025 | $257,100 (+9.03%) Land $163,800 Building $93,300 | $257,100 (+9.03%) Land $163,800 Building $93,300 | |
| 2023 | $1,240.00 | $235,800 Land $155,600 Building $80,200 | $235,800 Land $155,600 Building $80,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 15, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
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