Lincoln County property record for 1572 Sandy Ln, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,305 sqft · built 1971 |
| Lot Size | 0.678 acres (29,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,000 (Jul 2019) |
| Tax Bill | $1,248 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3634-56-3601 |
| Primary APN | 3634-56-3601 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 29,534 sqft (0.678 acres) |
| Storage Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 273936 |
|---|---|
| Street Address | 1572 SANDY LN |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-8309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Description | SANDY LD HMST |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 70800 |
1572 Sandy Ln is owned and occupied by two individuals who bought it in July 2019.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1572 SANDY LN, LINCOLNTON, NC 28092-8309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 24, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on File |
| Deed Sale | Jul 24, 2019 · Amount on File |
| Prior Sale | Jul 7, 2004 · Amount on File |
| Deed Document Number | 2019595498 |
| Deed Book / Page | 2833 / 22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 5, 2026 |
| Property Address | 1572 SANDY LN, LINCOLNTON, NC 28092-8309 |
| Document Number | 0000710651 |
| Book / Page | 3510 / 141 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 2026710651 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 1572 SANDY LN, LINCOLNTON, NC 28092-8309 |
| Investor | Possibly a Property Investor |
| Document Number | 0000710651, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 3510/141 |
| Instrument | 2026710651 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jul 24, 2019 |
| Property Address | 1572 SANDY LN, LINCOLNTON, NC 28092-8309 |
| Document Number | 283322 |
| Book / Page | 002833 / 000022 |
| Instrument Date | Jul 24, 2019 |
| Instrument | 595498 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1572 SANDY LN LINCOLNTON NC 280928309, LINCOLNTON, NC 28092-8309 |
| Document Number | 283325 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 002833/000025 |
| Instrument | 595499 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2049 |
The 2026 property tax bill for 1572 Sandy Ln was $1,248, up 0.8% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,248.00 (+0.81%) | $181,940 (-) Land $28,712 Building $153,228 | $181,940 (-) Land $28,712 Building $153,228 |
| 2025 | $1,238.00 | $181,940 Land $28,712 Building $153,228 | $181,940 Land $28,712 Building $153,228 |
| 2023 | $1,191.00 | $181,940 Land $28,712 Building $153,228 | $181,940 Land $28,712 Building $153,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1572 Sandy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1572 Sandy Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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