1572 San Andreas Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 1572 San Andreas Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,664 sqft · built 2008
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,359,000 (Jan 2021)
Tax Bill	$17,807 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-141-65`

Property Details

APN / Parcel Number

Primary APN	`045-141-65`
Alternative APN	`045-141-65-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	3,664 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,670 sqft (0.222 acres)
Terrain	Steep
Garage Type	Carport
Garage Area	162 sqft
Carport	Carport
Carport Area	162 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1572 SAN ANDREAS RD
City	WATSONVILLE
State	CA
Zip	95076-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Subdivision	LA SELVA BEACH TR 01
Legal Lot Number	21,22
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	3
Census Block	3016
Census Tract	122300

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 AMIGO RD, SOQUEL, CA 95073-9701
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage HOMETAP EQUITY PARTNERS LLC
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Apr 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY FCU
Jan 12, 2021	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jan 12, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2021 · Amount on Record
Deed Sale	Jan 12, 2021 · Amount on Record
Prior Sale	Dec 7, 2001 · Amount on Record
Deed Document Number	20211826
Prior Transfer Date	Jan 10, 2021
Prior Transfer Doc	0000001827
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1572 SAN ANDREAS RD, WATSONVILLE, CA 95076-1771
Transaction Type	Mortgage
Record Updated	Dec 6, 2022
Title Company	STATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 SAN ANDREAS RD, LA SELVA BEACH, CA 95076-1771

Mortgage

Document Number	0000031072
Date	Nov 21, 2022
Instrument	2022-0031072

Lender

Name	HOMETAP EQUITY PARTNERS LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1572 SAN ANDREAS RD, WATSONVILLE, CA 95076-1771
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 SAN ANDREAS RD, LA SELVA BEACH, CA 95076-1771

Mortgage

Document Number	0000024017
Date	Aug 24, 2022
Instrument	2022-0024017

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	1572 SAN ANDREAS RD, WATSONVILLE, CA 95076-1771
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 SAN ANDREAS RD, WATSONVILLE, CA 95076-1771

Mortgage

Document Number	0000013431
Date	Apr 27, 2022
Instrument	2022-0013431

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 12, 2021
Property Address	1572 SAN ANDREAS RD, WATSONVILLE, CA 95076-1771
Document Number	0000001827
Instrument Date	Jan 10, 2021
Instrument	1827
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	425 AMIGO RD SOQUEL CA 950739701, SOQUEL, CA 95073-9701

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 12, 2021
Property Address	1572 SAN ANDREAS RD, WATSONVILLE, CA 95076-1771
Document Number	0000001826
Map Reference	MB 26 PG 2
Instrument Date	Jan 1, 2021
Instrument	2021-0001826
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	425 AMIGO RD, SOQUEL, CA 95073-9701

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,500,446 (+2%) Land $837,998 Building $662,448
2025	$17,807.00 (+14.65%)	$1,471,026 (+4.04%) Land $821,566 Building $649,460
2023	$15,531.00 (+1.7%)	$1,413,904 Land $789,664 Building $624,240	$1,407,240
2022	$15,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Apr 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, GeoLinks.

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