1572 Larkin Ave, Elgin, IL 60123 Property Records

Kane County property record for 1572 Larkin Ave, Elgin, IL 60123

Property Summary

Property Type	Commercial
Details	3,444 sqft · built 1972
Lot Size	0.415 acres (18,080 sqft)
Owner	Company on Record
Last Sale	$650,000 (Mar 2026)
Tax Bill	$17,609 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Nov 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`06-15-326-061`

Property Details

APN / Parcel Number

Primary APN	`06-15-326-061`

Interior

Building Area	3,444 sqft Gross Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	18,080 sqft (0.415 acres)

Location & Zoning

Street Address	1572 LARKIN AVE
City	ELGIN
State	IL
Zip	60123-5178
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	HARRIS OIL 1ST SUB WEST 57.5 FT (MEASURED ALONG NORTH LINE) OF LOT 1 (EXCEPT DOC 1679358) SEC 15-41-8
Legal Range	08
Legal Township	41
Legal Section	15
Legal Subdivision	HARRIS OIL 1ST SUB
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2007
Census Tract	851904

Owner

Source: Kane County assessment roll, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	1600 LIN LOR LN, ELGIN, IL 60123-5024
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA
Dec 30, 2021	Deed of Trust, Mortgage · SBA Mortgage SOMERCOR 504 INC
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit ST CHARLES BANK & TRUST CO NA
Sep 19, 2018	Warranty Deed, Transfer · Line of Credit ST CHARLES BK&TR
Mar 2, 2026	Re-recorded Document CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Sep 19, 2018	Grant Deed, Foreclosure CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Sep 19, 2018
Deed Document Number	20268190
Prior Transfer Date	Mar 9, 2004
Prior Transfer Doc	0000036415
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1572 LARKIN AVE, ELGIN, IL 60123-5178
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060389
Date	Aug 6, 2021
Instrument	2021K060389

Lender

Name	ST CHARLES BANK & TRUST CO NA
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1572 LARKIN AVE, ELGIN, IL 60123-5178
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087021
Date	Nov 18, 2021
Instrument	2021K087021

Lender

Name	ST CHARLES BANK & TRUST CO NA
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1572 LARKIN AVE, ELGIN, IL 60123-5178
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096427
Date	Dec 30, 2021
Instrument	2021K096427

Lender

Name	SOMERCOR 504 INC
Address	CHICAGO, IL 60605

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1572 LARKIN AVE, ELGIN, IL 60123-5178
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087023
Date	Nov 18, 2021
Instrument	2021K087023

Lender

Name	ST CHARLES BANK & TRUST CO NA
Type	Bank
Address	SAINT CHARLES, IL 60174

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 19, 2018
Property Address	1572 LARKIN AVE, ELGIN, IL 60123-5178
Document Number	0000046066
Instrument Date	Aug 31, 2018
Instrument	46066
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$975.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1600 LIN LOR LN ELGIN IL 601235024, ELGIN, IL 60123-5024

Mortgage

Document Number	46069
Date	Sep 19, 2018
Instrument	46069

Lender

Name	ST CHARLES BK&TR
Type	Bank
Address	411 W MAIN ST, ST CHARLES, IL 60174-1815

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	46068,
Date	Sep 19, 2018
Instrument	46068

Lender

Name	BRITTAIN'S CAR WASH INC

Agreement

Amount	Amount Recorded

March 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KANE IL
Recording Date	Mar 2, 2026
Property Address	1572 LARKIN AVE, ELGIN, IL 60123-5178
Document Number	0000008190
Instrument Date	Aug 31, 2018
Instrument	2026K008190
Record Updated	Mar 11, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 LIN LOR LN, ELGIN, IL 60123-5024

September 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Sep 19, 2018
Property Address	1572 LARKIN AVE, ELGIN, IL 60123-5178
Document Number	0000046067
Instrument Date	Aug 22, 2018
Instrument	46067
Transaction Type	Foreclosure
Record Updated	Sep 28, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1572 LARKIN AVE ELGIN IL 601235178, ELGIN, IL 60123-5178

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,609.00 (+3.5%)	$230,826 (+8.57%) Land $76,505 Building $154,321	$692,755 (+8.57%) Land $229,607 Building $463,148
2024	$17,014.00 (+12.04%)	$212,606 (+21.39%) Land $70,466 Building $142,140	$638,073 (+21.44%) Land $211,483 Building $426,591
2022	$15,186.00 (+3.96%)	$175,138 (+6.96%) Land $58,048 Building $117,090	$525,414 (+6.96%) Land $174,144 Building $351,270
2021	$14,608.00	$163,742 Land $54,271 Building $109,471	$491,226 Land $162,813 Building $328,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fox Valley Internet.

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