1572 Caribbean Rd, Sebring, FL 33870 Property Records

Highlands County property record for 1572 Caribbean Rd, Sebring, FL 33870

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,268 sqft · built 1986
Lot Size	0.129 acres (5,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Aug 2023)
Tax Bill	$1,252 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-36-34-28-020-0000-0440`

Property Details

APN / Parcel Number

Primary APN	`C-36-34-28-020-0000-0440`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,268 sqft Living Area
1st Floor Area	1,268 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,598 sqft (0.129 acres)
Lot Dimensions	90 ft deep x 56 ft wide
Garage Type	Carport
Garage Area	372 sqft
Carport	Carport
Carport Area	372 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	192 sqft
Pool House	192 sqft
Porch	Porch
Porch Area	104 sqft
Shed	1 Shed
Shed Area	96 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1572 CARIBBEAN RD
City	SEBRING
State	FL
Zip	33870-8057
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	M1
Legal Description	SEBRING FALLS PB 11-PG 24 LOT 44
Legal Range	28E
Legal Township	34S
Legal Section	36
Legal Subdivision	SEBRING FALLS
Legal Lot Number	44
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3024
Census Tract	960602

Owner

Source: Highlands County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1572 CARIBBEAN RD, SEBRING, FL 33870-8057
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 31, 2023	Warranty Deed, Transfer · VA Mortgage LEADER ONE FINANCIAL CORP
Jan 13, 2023	Warranty Deed, Transfer HEARTLAND TITLE
Feb 28, 2022	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Jun 7, 2019	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2023 · Amount on Record
Deed Sale	Aug 31, 2023 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	20232167167
Deed Book / Page	2996 / 137
Prior Transfer Date	Aug 18, 2005
Prior Transfer Doc	0001339602
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 9, 2026
Property Address	1572 CARIBBEAN RD, SEBRING, FL 33870-8057
Document Number	0002329773
Book / Page	3216 / 1292
Instrument Date	Sep 1, 2026
Instrument	20262329773
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 CARIBBEAN RD, SEBRING, FL 33870-8057

Mortgage

Document Number	0002329773,
Date	Sep 9, 2026
Book Page	3216/1292
Instrument	20262329773

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Aug 31, 2023
Property Address	1572 CARIBBEAN RD, SEBRING, FL 33870-8057
Document Number	0002167167
Book / Page	2996 / 137
Map Reference	MB 11 PG 24
Instrument Date	Aug 18, 2023
Instrument	2167167
Transaction Type	Transfer
Record Updated	Sep 14, 2023
Title Company	HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,141.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2104 PEA RIDGE RD, CLARKSVILLE, TN 37040-6073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1572 CARIBBEAN RD, SEBRING, FL 33870-8057

Mortgage

Document Number	0002996139
Date	Aug 31, 2023
Instrument	2996/139

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0002168562
Date	Sep 8, 2023
Book Page	2997/1840
Instrument	2168562

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 13, 2023
Property Address	1572 CARIBBEAN RD, SEBRING, FL 33870-8057
Document Number	0002132219
Book / Page	2951 / 1900
Map Reference	MB 11 PG 24
Instrument Date	Jan 9, 2023
Instrument	2132219
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 OLD ACADEMY ST STE 213, 213, FAIRFAX, VT 05454-4445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 PEA RIDGE RD, CLARKSVILLE, TN 37040-6073

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1572 CARIBBEAN RD, SEBRING, FL 33870-8057
Transaction Type	Mortgage
Record Updated	Mar 14, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002080308
Date	Feb 28, 2022
Book Page	2887/412
Instrument	2080308

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	1572 CARIBBEAN RD, SEBRING, FL 33870-8057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001943583
Date	Jun 7, 2019
Book Page	2696/1353
Instrument	1943583

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,252.00 (+3.39%)	$107,446 (+86.05%)	$109,454 (-1.35%) Land $18,500 Building $90,954
2024	$1,211.00 (+260.42%)
2023	$336.00 (+4.02%) Disabled Person's exemption Veteran's exemption	$57,752 (+3%)	$110,954 (+41.89%) Land $7,125 Building $103,829
2022	$323.00 Disabled Person's exemption Veteran's exemption	$56,070	$78,196 Land $7,125 Building $71,071

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2004–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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