15714 E McElroy, Yale, OK 74085 Property Records

Payne County property record for 15714 E McElroy, Yale, OK 74085

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,840 sqft · built 2012
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (May 2010)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N04E-12-3-00000-000-0501`

Property Details

APN / Parcel Number

Primary APN	`19N04E-12-3-00000-000-0501`
Alternative APNs	`600021672` `21672`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,840 sqft Living Area
1st Floor Area	2,576 sqft
2nd Floor Area	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Mixed
Garage Area	576 sqft

Exterior Amenities

Porch	Slab
Porch Area	1,008 sqft
Shed	1 Shed
Shed Area	64 sqft
Utility Building	1,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21672
Street Address	15714 E MCELROY
City	YALE
State	OK
Zip	74085-6913
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	12-19N-04E C-501 (40ACM/L) BEG 1003.46'E SW/C SW/4; E-990' N-1760' W-990' S-1760' POB
Legal Range	04E
Legal Township	19N
Legal Section	12
Legal Subdivision	19N-04E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3065
Census Tract	11101

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15714 E MCELROY, YALE, OK 74085-6913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2023	Deed of Trust, Mortgage PAYNE COUNTY BANK
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN HERITAGE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2010 · Amount on Record
Deed Sale	May 3, 2010 · Amount on Record
Deed Document Number	20105006
Deed Book / Page	1888 / 123
Prior Transfer Date	Mar 7, 2010
Prior Transfer Doc	0018800675
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	15714 E MCELROY, YALE, OK 74085-6913
Transaction Type	Mortgage
Record Updated	Apr 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027440181
Date	Apr 11, 2023
Book Page	2744/181
Instrument	I-2023-003095

Lender

Name	PAYNE COUNTY BANK
Type	Bank
Address	PERKINS, OK 74059

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	15714 E MCELROY, YALE, OK 74085-6913
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026160761
Date	Mar 8, 2021
Book Page	2616/761
Instrument	2021-002819

Lender

Name	AMERICAN HERITAGE BANK
Type	Bank
Address	SAPULPA, OK 74067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Yale Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,030 (+6.09%) Land $4,302 Building $31,728	$316,054 (-15.03%) Land $37,738 Building $278,316
2025	$3,151.00 (+6.78%) Homeowner's exemption	$33,961 (-) Land $3,419 Building $30,542
2024	$2,951.00 (+1.76%) Homeowner's exemption	$33,961 (+3%) Land $3,419 Building $30,542	$371,950 (+17.59%) Land $37,450 Building $334,500
2023	$2,900.00 (+3.06%) Homeowner's exemption	$32,972 (+3%) Land $2,576 Building $30,396	$316,310 (+9.14%) Land $24,720 Building $291,590
2022	$2,814.00 Homeowner's exemption	$32,012 Land $2,730 Building $29,282	$289,810 Land $24,720 Building $265,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 65% of Oklahoma
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Atlink Services Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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