1571 Thorman Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 1571 Thorman Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,136 sqft · built 1997
Lot Size	0.346 acres (15,066 sqft)
Owner	Individual Name on Record
Tax Bill	$3,272 (2025)
Deeds & Mortgages	Aug 2023 Construction Loan Dec 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0046581000`

Property Details

APN / Parcel Number

Primary APN	`0046581000`
Alternative APN	`0000465810`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,136 sqft Living Area
1st Floor Area	1,136 sqft
Basement Area	1,136 sqft
Finished Basement	980 sqft
Unfinished Basement	156 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,066 sqft (0.346 acres)
Lot Dimensions	162 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	700 sqft
Porch	Slab
Porch Area	12 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1571 THORMAN AVE
City	SHELDON
State	IA
Zip	51201-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIMOGES ADDITION LOT 11 REPLAT BLK 3
Legal Subdivision	LIMOGES ADDITION
Legal Block	3
Legal Lot Number	11
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	4
Census Block	4042
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1571 THORMAN AVE, SHELDON, IA 51201-2217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · Construction Mortgage BANK
Dec 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK
Jun 1, 2026	Deed of Trust, Mortgage · Construction Mortgage IOWA STATE BANK
Apr 10, 2017	Warranty Deed, Transfer · Conventional Mortgage IOWA STATE BANK
Apr 9, 2009	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1571 THORMAN AVE, SHELDON, IA 51201-2217
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 THORMAN AVE, SHELDON, IA 51201-2217

Mortgage

Document Number	0020231830
Date	Aug 28, 2023
Instrument	2023-1830

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Oct 21, 2028

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	1571 THORMAN AVE, SHELDON, IA 51201-2217
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201902702
Date	Dec 4, 2019
Instrument	2019-02702

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Recording Date	Jun 1, 2026
Property Address	1571 THORMAN AVE, SHELDON, IA 51201-2217
Document Number	0000001579
Instrument Date	May 27, 2026
Instrument	20261579
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 THORMAN AVE, SHELDON, IA 51201-2217

Mortgage

Document Number	0000001579,
Date	Jun 1, 2026
Instrument	20261579

Lender

Name	IOWA STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 27, 2031

Interest

Rate	6.3%
Max Rate	-1%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Apr 10, 2017
Property Address	1571 THORMAN AVE, SHELDON, IA 51201-2217
Document Number	0201700783
Map Reference	MB 1 PG 101
Instrument Date	Apr 5, 2017
Instrument	2017-00783
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1571 THORMAN AVE, SHELDON, IA 51201-2217

Mortgage

Document Number	0201700785
Date	Apr 10, 2017
Instrument	2017-00785

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Jun 6, 2022

April 2009: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	O'BRIEN IA
Recording Date	Apr 9, 2009
Property Address	1571 THORMAN AVE, SHELDON, IA 51201-2217
Document Number	0200901054
Map Reference	MB1 PG101
Instrument Date	Apr 8, 2009
Instrument	2009-01054
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1571 THORMAN AVE, SHELDON, IA 51201-2217

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,272.00 (+3.81%)	$214,440 (+12.06%) Land $26,600 Building $187,840	$214,440 (+12.06%) Land $26,600 Building $187,840
2024	$3,152.00 (+3.96%)
2023		$191,360 (+12%) Land $26,600 Building $164,760	$191,360 (+12%) Land $26,600 Building $164,760
2022	$3,032.00	$170,850 Land $12,570 Building $158,280
2021			$170,850 Land $12,570 Building $158,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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