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1571 Mossycup Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1571 Mossycup Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,473 sqft · built 2018
Lot Size0.08 acres (3,485 sqft)
OwnerIndividual Name on Record
Last Sale$207,600 (Sep 2018)
Tax Bill$2,838 (2025)
Deeds & MortgagesNov 2019 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN062631063700010010

Property Details

APN / Parcel Number

Primary APN062631063700010010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,473 sqft Heated Area
Gross Area1,950 sqft
1st Floor Area1,473 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,485 sqft (0.08 acres)
Garage TypeFinished
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area99 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1571 MOSSYCUP DR
CitySAINT CLOUD
StateFL
Zip34771-4873
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKTREE POINTE VILLAS PB 26 PGS 73-74 LOT 1
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionOAKTREE POINTE VILLAS
Legal Tract637
Legal Lot Number1
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1571 MOSSYCUP DR, SAINT CLOUD, FL 34771-4873
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 27, 2018Special Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2018 · Amount on Record
Deed SaleSep 27, 2018 · Amount on Record
Deed Document Number0054081158
Deed Book / Page5408 / 1158
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1571 MOSSYCUP DR, SAINT CLOUD, FL 34771-4873
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056172523
DateNov 4, 2019
Book Page5617/2523
Instrument2019143017
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2049

September 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 27, 2018
Property Address1571 MOSSYCUP DR, SAINT CLOUD, FL 34771-4873
Document Number0054081158
Book / Page5408 / 1158
Map ReferenceMB26 PG73&74
Instrument DateSep 4, 2018
Instrument2018145807
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,453.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2255 GLADES RD STE 324, 2255, BOCA RATON, FL 33431-8571

Transferred To (Grantee/Buyer)

NameVerified Name
Address1571 MOSSYCUP DR, SAINT CLOUD, FL 34771-4873

Mortgage

Document Number2018145808
DateSep 27, 2018
Instrument2018145808
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,838.00 (+6.97%) Homeowner's exemption Senior Citizen's exemption$213,095 (+5.99%)$263,200 (-4.71%) Land $65,000 Building $198,200
2023$2,653.00 Homeowner's exemption Senior Citizen's exemption$201,059$276,200 Land $65,000 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies148 in force
Nearby Flood Claims5 (2016–2022)
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: CenturyLink, Verizon.

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