15705 Gramps Ln, Spokane, WA 99208 Property Records

Spokane County property record for 15705 Gramps Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,627 sqft · built 2009
Lot Size	2.71 acres (118,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jul 2019)
Tax Bill	$9,992 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37312.9012`

Property Details

APN / Parcel Number

Primary APN	`37312.9012`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,627 sqft Living Area
Gross Area	5,677 sqft
1st Floor Area	2,252 sqft
Upper Floors Area	1,375 sqft
Basement Area	1,095 sqft
Finished Basement	1,000 sqft
Unfinished Basement	95 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	118,048 sqft
Garage Type	Attached
Garage Area	955 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Deck Area	243 sqft
Patio Area	202 sqft
Canopy	445 sqft
Sauna	Sauna
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	15705 GRAMPS LN
City	SPOKANE
State	WA
Zip	99208-6298
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCV
Legal Description	SP 04-1357 LT 3 (AFN# 5273991)
Legal Range	43E
Legal Township	27N
Legal Section	31
Legal Subdivision	SP-1357-04
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1018
Census Tract	10508

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15705 GRAMPS LN, SPOKANE, WA 99208-6298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 1, 2019	Warranty Deed, Transfer · ARM WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Aug 3, 2012 · Amount on Record
Deed Document Number	20196818643
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15705 GRAMPS LN, SPOKANE, WA 99208-6298
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007195459
Date	Apr 4, 2022
Instrument	7195459

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 1, 2019
Property Address	15705 GRAMPS LN, SPOKANE, WA 99208-6298
Document Number	0006818643
Instrument Date	Jun 14, 2019
Instrument	6818643
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,465.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15705 GRAMPS LN, SPOKANE, WA 99208-6298

Mortgage

Document Number	0006818645
Date	Jul 1, 2019
Instrument	6818645

Lender

Name	WASHINGTON TRUST BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2034
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	9.37%
Index	1-Year CMT
Max Rate	9.37%

Mortgage

Document Number	0006818646
Date	Jul 1, 2019
Instrument	6818646

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2029

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,992.00 (-3.57%)	$979,510 (+1.09%) Land $183,810 Building $795,700	$979,510 (+1.09%) Land $183,810 Building $795,700
2025	$10,362.00 (+17.79%)
2024		$968,920 (+28.39%) Land $134,620 Building $834,300	$968,920 (+28.39%) Land $134,620 Building $834,300
2023	$8,797.00 (+6.58%)	$754,690 Land $106,390 Building $648,300	$754,690 Land $106,390 Building $648,300
2022	$8,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 43% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Ziply Fiber Fixed Wireless	10 / 1

May also be available: CenturyLink, T-Mobile, Verizon.

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