15705 E 28th Ter S, Independence, MO 64055 Property Records

Jackson County property record for 15705 E 28th Ter S, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,221 sqft · built 2005
Lot Size0.192 acres (8,356 sqft)
OwnerCompany Name on Record
Tax Bill$5,101 (2025)
Deeds & MortgagesAug 2017 Sale
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN26-710-21-38

Property Details

APN / Parcel Number

Primary APN26-710-21-38
Alternative APNs
  • 26-710-21-38-00-0-00-000
  • 1666238

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,221 sqft Living Area
1st Floor Area2,197 sqft
Basement Area2,197 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,356 sqft (0.192 acres)
View / LotInterior
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1666238
Street Address15705 E 28TH TER S
CityINDEPENDENCE
StateMO
Zip64055-2356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDRUMM FARM VILLAS THIRD PLAT---LOT 82
Legal SubdivisionDRUMM FARM VILLAS THIRD PLAT
Legal Block1
Legal Lot Number82
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1000
Census Tract12300

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address15705 E 28TH TER S, INDEPENDENCE, MO 64055-2356
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2017Warranty Deed, Transfer
FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC
Apr 13, 2017Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2017
Deed SaleAug 14, 2017
Prior SaleMay 23, 2006 · Amount on Record
Deed Document Number2017E74739
Record UpdatedOct 29, 2026

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON MO
Recording DateAug 14, 2017
Property Address15705 E 28TH TER S, INDEPENDENCE, MO 64055-2356
Document Number0000E74739
Instrument DateAug 7, 2017
Instrument74739E
Transaction TypeTransfer
Record UpdatedAug 21, 2017
Title CompanyFIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGCY LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address15705 E 28TH TER S INDEPENDENCE MO 640552356, INDEPENDENCE, MO 64055-2356

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address15705 E 28TH TER S, INDEPENDENCE, MO 64055-2356
Document Number0000E36974
Instrument DateApr 13, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address15705 E 28TH TERS INDEPENDENCE MO 64055, INDEPENDENCE, MO 64055

Mortgage

Document Number0000E36974
DateApr 27, 2017
Instrument36974E
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 26, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,621 (-) Land $13,019 Building $71,602$445,370 (-)
2025$5,101.00 (+0.06%)$84,621 (+15%) Land $13,019 Building $71,602$445,370 (+15%)
2024$5,098.00 (+2.33%)
2023$4,982.00$73,584 Land $7,838 Building $65,746$387,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1998–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimJul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum, Wisper ISP.

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