15703 Summer Sage Rd, Poway, CA 92064 Property Records

San Diego County property record for 15703 Summer Sage Rd, Poway, CA 92064

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,469 sqft · built 1987
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,675,000 (Dec 2022)
Tax Bill	$19,926 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Nov 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`275-796-07-00`

Property Details

APN / Parcel Number

Primary APN	`275-796-07-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,469 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15703 SUMMER SAGE RD
City	POWAY
State	CA
Zip	92064-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-1
Legal Description	LOT 38 TR 011396
Legal Subdivision	4093-R
Legal Tract	011396
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	17053

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15703 SUMMER SAGE RD, POWAY, CA 92064-2242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Nov 18, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SAN DIEGO COUNTY CU
Aug 11, 2017	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	Aug 11, 2017 · Amount on Record
Deed Document Number	2022457473
Prior Transfer Date	Dec 17, 2001
Prior Transfer Doc	0000002160
Record Updated	Oct 29, 2026

December 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 5, 2022
Property Address	15703 SUMMER SAGE RD, POWAY, CA 92064-2242
Document Number	0000457473
Map Reference	MAP 11396
Instrument Date	Nov 28, 2022
Instrument	2022-0457473
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15703 SUMMER SAGE RD, POWAY, CA 92064-2242

Mortgage

Document Number	0000457474
Date	Dec 5, 2022
Instrument	2022-0457474

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15703 SUMMER SAGE RD, POWAY, CA 92064-2242
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15703 SUMMER SAGE RD, POWAY, CA 92064-2242

Mortgage

Document Number	0000797349
Date	Nov 18, 2021
Instrument	2021-0797349

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15703 SUMMER SAGE RD, POWAY, CA 92064-2242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15703 SUMMER SAGE RD, POWAY, CA 92064-2242

Mortgage

Document Number	0000559932
Date	Sep 22, 2020
Instrument	2020-0559932

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2017
Property Address	15703 SUMMER SAGE RD, POWAY, CA 92064-2242
Document Number	0000365390
Map Reference	MAP11396
Instrument Date	Jul 13, 2017
Instrument	2017-0365390
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15703 SUMMER SAGE RD, POWAY, CA 92064-2242
Investor	Possibly a Property Investor

Mortgage

Document Number	0000365391
Date	Aug 11, 2017
Instrument	2017-0365391

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Poway City
Unified School District	Poway Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,777,523 (+2%) Land $1,061,208 Building $716,315
2025	$19,926.00 (+4.42%) Homeowner's exemption	$1,742,670 (+4.04%) Land $1,040,400 Building $702,270
2023	$19,082.00 (+45.89%)	$1,675,000 Land $1,000,000 Building $675,000
2022	$13,080.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POWAY serves 49,888 people · EPA ID CA3710015
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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