1570 Zephyr Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1570 Zephyr Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,409 sqft · built 2019
Lot Size	0.08 acres (3,525 sqft)
Owner	Individual Name on File
Last Sale	$774,000 (Sep 2019)
Tax Bill	$10,455 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Sale + 1 more
Flood Zone	Zone D (undetermined)
APN	`808-55-025`

Property Details

APN / Parcel Number

Primary APN	`808-55-025`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,409 sqft Living Area
1st Floor Area	1,072 sqft
2nd Floor Area	1,337 sqft

Exterior

Year Built	Built 2019
Architectural Style	Other
Construction Type	Wood
Lot Area	3,525 sqft (0.08 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1570 ZEPHYR PL
City	GILROY
State	CA
Zip	95020-2732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ND
Legal Description	TR 10302 LOT 25
Legal Tract	10302
Legal Lot Number	25
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2011
Census Tract	512510

Owner

1570 Zephyr Pl is owned and occupied by an individual who bought it in September 2019.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	Individual Name on File
Mailing Address	1570 ZEPHYR PL, GILROY, CA 95020-2732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 10, 2020	Grant Deed, Subdivision Related Transfer CALATLANTIC TITLE INC
Sep 30, 2019	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Deed Document Number	24293165
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1570 ZEPHYR PL, GILROY, CA 95020-2732
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 ZEPHYR PL, GILROY, CA 95020-2732

Mortgage

Document Number	0024997797
Date	Jun 16, 2021
Instrument	24997797

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2046

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 10, 2020
Property Address	1570 ZEPHYR PL, GILROY, CA 95020-2732
Document Number	0024532606
Instrument Date	Jul 2, 2020
Instrument	24532606
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1570 ZEPHYR PL GILROY CA 950202732, GILROY, CA 95020-2732

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 30, 2019
Property Address	1570 ZEPHYR PL, GILROY, CA 95020-2732
Document Number	0024293165
Map Reference	MB 907 PG 32-43
Instrument Date	Sep 18, 2019
Instrument	24293165
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CALATLANTIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 ZEPHYR PLACE, GILROY, CA 95020-2732

Mortgage

Document Number	0024293166
Date	Sep 30, 2019
Instrument	24293166

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1570 Zephyr Pl was $10,455.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,455.00	$846,436 Land $463,662 Building $382,774
2023	$10,231.00 (+1.65%)	$813,569 Land $445,658 Building $367,911
2022	$10,065.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1570 Zephyr Pl in Zone D, where flood risk has not been studied, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1570 Zephyr Pl is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Zephyr Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures