1570 Orchard Rd, Wheaton, IL 60189 Property Records

DuPage County property record for 1570 Orchard Rd, Wheaton, IL 60189

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,670 sqft · built 2002
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$688,000 (Jun 2006)
Tax Bill	$20,646 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-20-302-046`

Property Details

APN / Parcel Number

Primary APN	`05-20-302-046`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,670 sqft Living Area
Gross Area	6,124 sqft
Basement Area	1,814 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	15 ft deep x 8 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	42 sqft
Deck Area	Deck Area
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1570 ORCHARD RD
City	WHEATON
State	IL
Zip	60189-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	EBB RESUB ALL
Legal Subdivision	EBB RESUB
Legal Lot Number	2
Jurisdiction	DU PAGE IL
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3010
Census Tract	842604

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1570 ORCHARD RD, WHEATON, IL 60189-7202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2006 · Amount on Record
Deed Sale	Jun 6, 2006 · Amount on Record
Prior Sale	Dec 6, 2001 · Amount on Record
Deed Document Number	2006106751
Prior Transfer Date	Jun 12, 1996
Prior Transfer Doc	0000103157
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1570 ORCHARD RD, WHEATON, IL 60189-7202
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170835
Date	Nov 24, 2021
Instrument	R2021-170835

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Dec 1, 2026
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	Other
Max Rate	7.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Milton Township
Municipality	Wheaton City
Unified School District	Community Unit School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$20,646.00 Homeowner's exemption	$356,863 (+8.46%) Land $40,098 Building $316,765	$1,070,589 (+8.46%) Land $120,294 Building $950,295
2024		$329,027 (+14.96%) Land $36,970 Building $292,057	$987,081 (+14.96%) Land $110,910 Building $876,171
2022	$19,406.00 Homeowner's exemption	$286,220 Land $32,160 Building $254,060	$858,660 Land $96,480 Building $762,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	6 (1978–2013)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEATON serves 53,970 people · EPA ID IL0431050
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Jun 2024
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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