1570 N Main St, Lima, OH 45801 Property Records

Allen County property record for 1570 N Main St, Lima, OH 45801

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,404 sqft · built 1969
Lot Size	0.523 acres (22,782 sqft)
Owner	Individual Name on File
Last Sale	$137,000 (Dec 2009)
Tax Bill	$3,440 (2025)
Deeds & Mortgages	Dec 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37-1911-03-008.000`

Property Details

APN / Parcel Number

Primary APN	`37-1911-03-008.000`
Alternative APN	`M3837191103008000`

Interior

Units	5 Units
Stories	1 Story
Building Area	5,404 sqft Gross Area
1st Floor Area	5,404 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1994
Exterior Material	Combination
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	22,782 sqft (0.523 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1570 N MAIN ST
City	LIMA
State	OH
Zip	45801-2879
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	NORTHERN HEIGHTS EXTENSION LOTS N PT W 1/2 LOT 11918 & W 1/2 LOT 11919 FF 109.90
Legal Subdivision	NORTHERN HEIGHTS EXTENSION
Legal Lot Number	11918
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	2
Census Block	2013
Census Tract	12400

Owner

1570 N Main St, a commercial property, is owned by an individual who bought it in December 2009.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1570 N MAIN ST, LIMA, OH 45801-2879
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2009 · Amount on File
Deed Sale	Dec 11, 2009 · Amount on File
Prior Sale	Feb 16, 2001 · Amount on File
Deed Document Number	200917970
Deed Book / Page	2009 / 17970
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	1570 N MAIN ST, LIMA, OH 45801-2879
Document Number	0000013937
Instrument Date	Dec 12, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2727 CAROLYN DR LIMA OH 458072311, LIMA, OH 45807-2311

Mortgage

Document Number	0000013937
Date	Dec 14, 2018
Book Page	002018/013937
Instrument	13937

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1570 N Main St was $3,440, up 0.6% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,440.00 (+0.64%)	$60,520 (-) Land $23,700 Building $36,820	$172,900 (-) Land $67,700 Building $105,200
2024	$3,418.00 (+0.97%)	$60,520 (+10.06%) Land $23,700 Building $36,820	$172,900 Land $67,700 Building $105,200
2023	$3,385.00 (+0.77%)	$54,990 (-) Land $21,530 Building $33,460
2022	$3,359.00	$54,990 Land $21,530 Building $33,460
2021			$157,100 Land $61,500 Building $95,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1570 N Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1570 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20