1570 Circle Dr, Winona, MN 55987 Property Records

Winona County property record for 1570 Circle Dr, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1975
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$259,000 (Sep 2022)
Tax Bill	$2,826 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2022 Sale & Mortgage + 3 more
APN	`32.385.0110`

Property Details

APN / Parcel Number

Primary APN	`32.385.0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,160 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	68 sqft
Unfinished Basement	68 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Log
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	12.3 ft deep x 10.3 ft wide
Garage Area	552 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1570 CIRCLE DR
City	WINONA
State	MN
Zip	55987-4833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-01 TWP-106 RANGE-007 PLEASANT VALLEY TERRACE #3 LOT-007 BLOCK-002
Legal Range	007
Legal Township	106
Legal Section	01
Legal Subdivision	PLEASANT VALLEY TERRACE #3
Legal Block	2
Legal Lot Number	7
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3003
Census Tract	670802

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1570 CIRCLE DR, WINONA, MN 55987-4833
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2022	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Sep 13, 2022	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Sep 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Jun 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Prior Sale	Sep 12, 2022 · Amount on Record
Deed Document Number	2022645175
Prior Transfer Date	May 21, 2020
Prior Transfer Doc	634583
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1570 CIRCLE DR, WINONA, MN 55987-4833
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 CIRCLE DR, WINONA, MN 55987-4833

Mortgage

Document Number	000A644716
Date	Aug 19, 2022
Instrument	A644716

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 13, 2022
Property Address	1570 CIRCLE DR, WINONA, MN 55987-4833
Document Number	000A645175
Instrument Date	Aug 19, 2022
Instrument	A645175
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	NOT AVAILABLE, DOMA INS AGCY OF MN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 CIRCLE DR, WINONA, MN 55987-4833

Mortgage

Document Number	000A645176
Date	Sep 13, 2022
Instrument	A645176

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1570 CIRCLE DR, WINONA, MN 55987-4833
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	619322
Date	Sep 16, 2019
Instrument	619322

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	1570 CIRCLE DR, WINONA, MN 55987-4833
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	619291
Date	Sep 13, 2019
Instrument	619291

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WINONA MN
Recording Date	Jun 10, 2021
Property Address	1570 CIRCLE DR, WINONA, MN 55987-4833
Document Number	634583
Instrument Date	May 21, 2020
Instrument	634583
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1570 CIRCLE DR, WINONA, MN 55987-4833

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,826.00 (+31.56%) Homeowner's exemption	$273,800 (+6.37%) Land $53,500 Building $220,300	$273,800 (+6.37%) Land $53,500 Building $220,300
2025		$257,400 (+7.74%) Land $53,500 Building $203,900	$257,400 (+7.74%) Land $53,500 Building $203,900
2023	$2,148.00 Homeowner's exemption	$238,900 Land $50,500 Building $188,400	$238,900 Land $50,500 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

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