157 Windsor Cir, Lumberton, TX 77657 Property Records

Hardin County property record for 157 Windsor Cir, Lumberton, TX 77657

Property Summary

Property Type	Single Family Home
Details	2,814 sqft · built 2006
Lot Size	0.363 acres (15,821 sqft)
Owner	2 Individual Names on File
Last Sale	$100,300 (Dec 2016)
Tax Bill	$7,388 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`012320-000080`

Property Details

APN / Parcel Number

Primary APN	`012320-000080`
Alternative APN	`43672`

Interior

Stories	1 Story
Building Area	2,814 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2023
Exterior Material	Aluminum Siding
Construction Type	Brick
Lot Area	15,821 sqft (0.363 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Canopy	64 sqft
Utility Building	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	43672
Street Address	157 WINDSOR CIR
City	LUMBERTON
State	TX
Zip	77657-7167
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12320 WOODCLIFF #2 BLK 1, LOT 8, ACRES .3632
Legal Subdivision	WOODCLIFF #2
Legal Block	1
Legal Lot Number	8
Jurisdiction	HARDIN TX
Township / Civil Division	LUMBERTON
Census Block Group	1
Census Block	1025
Census Tract	30501

Owner

157 Windsor Cir is owned and occupied by two individuals who bought it in December 2016.

Source: Hardin County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 WINDSOR CIR, LUMBERTON, TX 77657-7167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 20, 2018	Trustee's Deed, Construction Loan · Construction Mortgage JOHN E & BOBBLY L THOMPSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2016 · Amount on File
Deed Sale	Dec 14, 2016 · Amount on File
Prior Sale	Aug 2, 2016 · Amount on File
Deed Document Number	201670365
Prior Transfer Date	Dec 12, 2016
Prior Transfer Doc	0000070365
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN TX
Property Address	157 WINDSOR CIR, LUMBERTON, TX 77657-7167
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119138
Date	Sep 27, 2021
Instrument	2021-119138

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARDIN TX
Recording Date	Apr 20, 2018
Property Address	157 WINDSOR CIR, LUMBERTON, TX 77657-7167
Instrument Date	Apr 19, 2018
Instrument	84378
Transaction Type	Construction Loan
Record Updated	Jun 4, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	157 WINDSOR CIR LUMBERTON TX 776577167, LUMBERTON, TX 77657-7167

Mortgage

Document Number	0000084378
Date	Apr 20, 2018
Instrument	84378

Lender

Name	JOHN E & BOBBLY L THOMPSON
Address	5815 LEXINGTON CIR, LUMBERTON, TX 77657-5956

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 19, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 157 Windsor Cir was $7,388 with a homeowner's exemption, up 40.8% from the year before.

Source: Hardin County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hardin County
Municipality	Lumberton City
Unified School District	Lumberton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,388.00 (+40.75%) Homeowner's exemption	$427,477 (+3.29%) Land $27,353 Building $400,124	$427,477 (-) Land $27,353 Building $400,124
2025	$5,249.00 (+3.51%) Homeowner's exemption	$413,843 (+1%) Land $27,353 Building $400,124	$427,477 (-) Land $27,353 Building $400,124
2024	$5,071.00 (+8.17%) Homeowner's exemption	$376,221 (-12.82%) Land $27,353 Building $400,124	$427,477 (-0.94%) Land $27,353 Building $400,124
2023	$4,688.00 Homeowner's exemption	$431,527 Land $27,353 Building $404,174	$431,527 Land $27,353 Building $404,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Windsor Cir in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 108 policies
Nearby Flood Policies	108 in force
Nearby Flood Claims	133 (1979–2024)
Claims Outside the SFHA	33 of 133
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 74 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 4 claims Severe Thunderstorms And Flooding, Oct 1994 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Windsor Cir is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUMBERTON MUD serves 31,428 people · EPA ID TX1000035
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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