157 Willow Dr, Guyton, GA 31312 Property Records

Effingham County property record for 157 Willow Dr, Guyton, GA 31312

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,951 sqft · built 2010
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$183,000 (Jan 2019)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0394B-066-000`

Property Details

APN / Parcel Number

Primary APN	`0394B-066-000`
Alternative APNs	`0394B066` `11809`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,951 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2012
Architectural Style	Duplex Single
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11809
Street Address	157 WILLOW DR
City	GUYTON
State	GA
Zip	31312-5634
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	PD
Legal Description	.19 AC LOT 66 OUT 394-7
Legal Subdivision	TIMBERLAKE
Legal Phase	2
Legal Block	II
Legal Lot Number	66
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4009
Census Tract	30301

Owner

157 Willow Dr, a duplex, is owned and occupied by two individuals who bought it in January 2019.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	157 WILLOW DR, GUYTON, GA 31312-5634
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK
Jan 16, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Feb 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2019 · Amount on File
Deed Sale	Jan 16, 2019 · Amount on File
Prior Sale	Apr 9, 2012 · Amount on File
Deed Document Number	2019125
Deed Book / Page	2506 / 788
Prior Transfer Date	Feb 2, 2018
Prior Transfer Doc	002449/606
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	157 WILLOW DR # 66, 66, GUYTON, GA 31312-5634
Transaction Type	Mortgage
Record Updated	Sep 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000002859/0000000646
Date	Jul 12, 2023
Book Page	0000002859/0000000646

Lender

Name	FLAGSTAR BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 16, 2019
Property Address	157 WILLOW DR # 66, 66, GUYTON, GA 31312-5634
Document Number	002506/788
Book / Page	2506 / 788
Instrument Date	Jan 16, 2019
Instrument	2019-000125
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 WILLOW DR, GUYTON, GA 31312-5634

Mortgage

Document Number	0000002506/0000000791
Date	Jan 17, 2019
Book Page	0000002506/0000000791
Instrument	000403

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Feb 2, 2018
Property Address	157 WILLOW DR # 66, 66, GUYTON, GA 31312-5634
Document Number	002449/606
Book / Page	2449 / 606
Instrument Date	Feb 2, 2018
Instrument	2018-000229
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 WILLOW DR, GUYTON, GA 31312-5634

Tax Assessment & Valuation

The 2025 property tax bill for 157 Willow Dr was $3,824, up 10.2% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,186 (+6.9%) Land $22,800 Building $96,386	$297,964 (+6.9%) Land $57,000 Building $240,964
2025	$3,824.00 (+10.17%)	$111,490 (+2.47%) Land $22,800 Building $88,690	$278,726 (+2.47%) Land $57,000 Building $221,726
2024	$3,471.00 (+3.92%)	$108,801 (-2.34%) Land $22,800 Building $86,001	$272,003 (-2.34%) Land $57,000 Building $215,003
2023	$3,340.00 (+9.44%)	$111,412 (+18.2%) Land $22,000 Building $89,412	$278,529 (+18.2%) Land $55,000 Building $223,529
2022	$3,052.00	$94,256 Land $17,040 Building $77,216	$235,640 Land $42,600 Building $193,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 157 Willow Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 157 Willow Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: ClearWave, Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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