Wayne County and Galen Town property record for 157 Waterloo St, Clyde, NY 14433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,084 sqft · built 1984 |
| Lot Size | 0.77 acres (33,541 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,490 (2026) |
| Deeds & Mortgages | Apr 2026 Sale Dec 2021 Refinance |
| APN | 542401 74112-17-185035 |
| Primary APN | 542401 74112-17-185035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| 1st Floor Area | 2,084 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 33,541 sqft (0.77 acres) |
| Lot Dimensions | 275 ft deep x 121 ft wide |
| Porch | Slab |
| Porch Area | 16 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 157 WATERLOO ST |
|---|---|
| City | CLYDE |
| State | NY |
| Zip | 14433-1423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 42112-17-150032 |
| Legal Block | 17 |
| Legal Lot Number | 185.035 |
| Jurisdiction | WAYNE NY |
| Township / Civil Division | GALEN |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 21800 |
157 Waterloo St is owned and occupied by two individuals who acquired it in April 2026.
Source: Wayne County and Galen Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7185 SUTTON RD, NEWARK, NY 14513-9171 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2026 | Deed, Transfer |
| Dec 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RELIANT COMMUNITY CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 8, 2026 |
| Transfer Doc | 00R9351003 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNE NY |
| Recording Date | Apr 10, 2026 |
| Property Address | 157 WATERLOO ST, CLYDE, NY 14433-1423 |
| Document Number | 00R9351003 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 20269351003 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7185 SUTTON RD, NEWARK, NY 14513-9171 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE NY |
| Property Address | 157 WATERLOO ST, CLYDE, NY 14433-1423 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00R9239745 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | R9239745 |
| Name | RELIANT COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 157 Waterloo St was $5,490 with a homeowner's exemption, up 4.5% from the year before.
Source: Wayne County and Galen Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Wayne County |
| County Subdivision | Galen Town |
| Municipality | Clyde Village |
| Unified School District | Clyde-Savannah Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,490.00 (+4.45%) Homeowner's exemption | ||
| 2025 | $5,256.00 | $118,800 Land $16,300 Building $102,500 | $182,769 Land $25,077 Building $157,692 |
| 2023 | $118,800 Land $16,300 Building $102,500 | $141,429 Land $19,405 Building $122,024 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 157 Waterloo St; there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1986) |
| Most Recent Claim | Jan 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Waterloo St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CBN.
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