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157 W Willow Mist Rd, Inlet Beach, FL 32461 Property Records

Walton County property record for 157 W Willow Mist Rd, Inlet Beach, FL 32461

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,013 sqft · built 2021
Lot Size0.131 acres (5,702 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Jan 2023)
Tax Bill$7,637 (2025)
Deeds & MortgagesMar 2023 Transfer
Jan 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN25-3S-18-16130-000-0410

Property Details

APN / Parcel Number

Primary APN25-3S-18-16130-000-0410
Alternative APNs
  • 25-318-16130-000-0410
  • 1050820

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,013 sqft Living Area
Gross Area2,552 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialOther
Lot Area5,702 sqft (0.131 acres)
Lot Dimensions109 ft deep x 50 ft wide
Garage TypeAttached
Garage Area253 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address157 W WILLOW MIST RD
CityINLET BEACH
StateFL
Zip32461-7299
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNI
Legal DescriptionLOT 41 PRESERVE AT INLET BEACH S/D PB 17-32 OR 2888-944 OR 2918-1659 OR 3007-386 OR 3064-3516 OR 3212-1593 OR 3279-253 OR 3284-4810
Legal Range18W
Legal Township03S
Legal Section25
Legal SubdivisionINLET BEACH
Legal Block4
Legal Lot Number41
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group2
Census Block2035
Census Tract950610

Owner

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address157 W WILLOW MIST RD, INLET BEACH, FL 32461-7299
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jan 27, 2023Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CITY HOME LOANS LLC
Aug 18, 2021Warranty Deed, Transfer · Conventional Mortgage
FCB BANKS
Jul 10, 2020Loan Modification, Mortgage
BANCORPSOUTH
Jul 10, 2020Loan Modification, Mortgage
BANCORPSOUTH
Sep 4, 2018Loan Modification, Mortgage
SUMMIT BK
Feb 5, 2018Grant Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2023 · Amount on Record
Deed SaleJan 27, 2023 · Amount on Record
Prior SaleAug 18, 2021 · Amount on Record
Deed Document Number20232993
Deed Book / Page3279 / 253
Last Transfer DateMar 24, 2023
Transfer Doc0032844810
Record UpdatedSep 20, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateMar 29, 2023
Property Address157 W WILLOW MIST RD, INLET BEACH, FL 32461-7299
Document Number0032844810
Book / Page3284 / 4810
Map ReferenceMB 17 PG 32
Instrument DateMar 24, 2023
Instrument20230010769
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6245 ARNALL CT NW, ACWORTH, GA 30101-9518

Transferred To (Grantee/Buyer)

NameVerified Name
Address157 W WILLOW MIST RD, INLET BEACH, FL 32461-7299

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 27, 2023
Property Address157 W WILLOW MIST RD, INLET BEACH, FL 32461-7299
Document Number0032790253
Book / Page3279 / 253
Map ReferenceMB 17 PG 32
Instrument DateJan 26, 2023
Instrument20230002993
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanySOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TTL PANAMA CITY BE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,700.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4319 MAGOFFIN TRAILS DR, SAINT LOUIS, MO 63129-4419

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6245 ARNALL CT NW, ACWORTH, GA 30101-9518

Mortgage

Document Number0003279255
DateJan 27, 2023
Instrument3279/255
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateFeb 1, 2030
Change Frequency6 Months
Min Rate At Change3.5%
Max Rate At Change10.7%
IndexOther
Max Rate10.7%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateAug 18, 2021
Property Address157 W WILLOW MIST RD, INLET BEACH, FL 32461-7299
Document Number0032121593
Book / Page3212 / 1593
Map ReferenceMB 17 PG 32,32A&32B
Instrument DateAug 17, 2021
Instrument20210041446
Transaction TypeTransfer
Record UpdatedMay 19, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,709.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19211 PANAMA CITY BEACH PKWY # PKWY108, PKWY108, PANAMA CITY BEACH, FL 32413-8712

Transferred To (Grantee/Buyer)

NameVerified Name
Address4319 MAGOFTLN TRAILS DRIVE, SAINT LOUIS, MO 63129-4419

Mortgage

Document Number0032121595
DateAug 18, 2021
Instrument3212/1595
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address157 W WILLOW MIST RD, INLET BEACH, FL 32461-7299
Document Number0031523288
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyFLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19211 PANAMA CITY BEACH PKWY PANAMA CITY BEACH FL 324138712, PANAMA CITY BEACH, FL 32413-8712

Mortgage

Document Number0031523288
DateJul 30, 2020
Book Page003152/003288
Instrument27717
Lender
NameBANCORPSOUTH
TypeBank
Address11 W 23RD ST # A, PANAMA CITY, FL 32405-4553
Agreement
AmountAmount Recorded
Term12 Months
DueJul 29, 2021

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Property Address157 W WILLOW MIST RD, INLET BEACH, FL 32461-7299
Document Number0031613554
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyFLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address19211 PANAMA CITY BEACH PKWY PANAMA CITY BEACH FL 324138712, PANAMA CITY BEACH, FL 32413-8712

Mortgage

Document Number0031613554
DateSep 29, 2020
Book Page003161/003554
Instrument38099
Lender
NameBANCORPSOUTH
TypeBank
Address11 W 23RD ST # A, PANAMA CITY, FL 32405-4553
Agreement
AmountAmount Recorded
Term12 Months
DueSep 28, 2021

September 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWALTON FL
Recording DateSep 4, 2018
Property Address157 W WILLOW MIST RD, INLET BEACH, FL 32461-7299
Document Number0030834264
Book / Page003083 / 004264
Instrument DateAug 22, 2018
Instrument29598
Transaction TypeMortgage
Record UpdatedNov 22, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address617 E COLONIAL DR ORLANDO FL 328034602, ORLANDO, FL 32803-4602

Mortgage

Document Number30834264
DateSep 4, 2018
Book Page003083/004264
Instrument29598
Lender
NameSUMMIT BK
TypeBank
AddressPO BOX 15428, PANAMA CITY, FL 32406-5428
Agreement
AmountAmount Recorded

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWALTON FL
Recording DateFeb 5, 2018
Property Address157 W WILLOW MIST RD, INLET BEACH, FL 32461-7299
Document Number0030643516
Book / Page003064 / 003516
Instrument DateMar 31, 2016
Instrument3650
Transaction TypeTransfer
Record UpdatedFeb 16, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address617 E COLONIAL DR ORLANDO FL 328034602, ORLANDO, FL 32803-4602

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,637.00 (-2.82%)$845,227 (+45.49%) Land $250,000 Building $595,227$845,227 (+45.49%) Land $250,000 Building $595,227
2024$7,859.00 (+51.28%)
2023$5,195.00 (+9.39%)$580,936 (+13.35%) Land $101,745 Building $479,191$580,936 (+13.35%) Land $101,745 Building $479,191
2022$4,749.00$512,500 Land $92,183 Building $420,317$512,500 Land $92,183 Building $420,317

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 412 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies412 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Mediacom Xtream
Cable · Fiber		2,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: REV, Verizon, Wildstar Networks, WOW Internet, Cable & Phone, Xfinity.

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